Dch validity tests at HCA FLORIDA OSCEOLA HOSPITAL

5597 LEE VISTA BOULEVARD, ORLANDO, FL · HCA Florida Healthcare · · NPI 1689621450

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$55.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$55.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.15 with Humana vs $55.00 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $3.15 ↓ -94%
Devoted Health MCR $3.48 ↓ -94%
United Behavioral Health VACCN $3.48 ↓ -94%
Wellmed MGMCR $3.48 ↓ -94%
United VACCN $3.48 ↓ -94%
Humana MGMCRHMO $3.48 ↓ -94%
Humana MGMCRPPO $3.48 ↓ -94%
NDMS Definitive Care MGMCR $3.48 ↓ -94%
United AllPayerAppendix $3.48 ↓ -94%
BCBS MCRHMO $3.55 ↓ -94%
FL Health Care Plan MCR $3.55 ↓ -94%
United MCR $3.55 ↓ -94%
BCBS MCRPPO $3.55 ↓ -94%
Aetna MCR $3.57 ↓ -94%
WellCare MCR $3.65 ↓ -93%
Sunshine State MCR $3.65 ↓ -93%
American Health Plan MCR $3.69 ↓ -93%
AvMed MGMCR $3.69 ↓ -93%
Cigna Healthspring MCR $3.72 ↓ -93%
Align Senior Care MGMCR $3.72 ↓ -93%
Florida Complete Care MCR $3.72 ↓ -93%
Gold Kidney of Florida MCR $3.79 ↓ -93%
Centurion GVT $3.83 ↓ -93%
Clear Spring Health MCR $3.83 ↓ -93%
Freedom Health MCR $3.96 ↓ -93%
Optimum MGMCR $3.96 ↓ -93%
CarePlus MGMCR $3.97 ↓ -93%
Ultimate Health Plan MCR $4.00 ↓ -93%
Longevity Health Plan MCR $4.18 ↓ -92%
AvMed HIX $4.40 ↓ -92%
Oscar HIX $5.05 ↓ -91%
Solis Health Plan MCR $5.05 ↓ -91%
Simply Healthcare HIX $5.43 ↓ -90%
Simply MGMCR $8.47 ↓ -85%
Molina Healthcare MGMCR $10.45 ↓ -81%
Evolutions TieredNetwork $12.65 ↓ -77%
AvMed HMOFI $13.20 ↓ -76%
Sunshine State Health Plan QHP $14.03 ↓ -74%
Molina Healthcare HIX $14.85 ↓ -73%
AvMed ASOEO $15.40 ↓ -72%
Humana HMO $15.40 ↓ -72%
Humana PPO $15.40 ↓ -72%
Aetna ASA $16.50 ↓ -70%
United OptionsPPO $18.37 ↓ -67%
United GlobalBenefitPlan $24.75 ↓ -55%
Plotkin Health COMM $27.50 ↓ -50%
Prime Health Sheriff COMM $27.50 ↓ -50%
AvMed HIXOON $27.50 ↓ -50%
Prime Health Sheriff WORKERSCOMP $27.50 ↓ -50%
CorVel Corporation WORKERSCOMP $35.59 ↓ -35%
Prime Health WC $36.34 ↓ -34%
Careworks (Rockport Community) WORKERSCOMP $37.46 ↓ -32%
Multiplan PRIMARYPPO $41.25 ↓ -25%
Multiplan Primary $42.90 ↓ -22%
Evernorth BHCOMM $44.00 ↓ -20%
Multiplan COMPLEMENTARYPPO $46.75 ↓ -15%
Multiplan Complementary $46.75 ↓ -15%
PPO Next PPO $46.75 ↓ -15%
PPO Next COMM $46.75 ↓ -15%
NovaNet COMM $49.50 ↓ -10%
Beacon Health Options MCR $55.00 ↑ +0%
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Dch validity tests at other Florida hospitals

Hospital City Cash price Negotiated range
AdventHealth Orlando Orlando $103.00 $3.48 – $9.22
UCF LAKE NONA HOSPITAL Orlando not published $3.15 – $36.34
Adventhealth Palm Coast Parkway Palm Coast $60.18 $3.31 – $7.43
Adventhealth Tampa Tampa $61.78 $3.48 – $7.73
Adventhealth Port Charlotte Port Charlotte $25.85 $3.48 – $6.35
cleveland clinic florida weston hospital Weston $25.35 $1.43 – $31.45
martin north hospital Stuart $51.35 $1.50 – $18.50
indian river hospital Vero Beach $25.35 $1.43 – $29.60

All Florida hospitals for this procedure →