Compatibility test incubate at HCA FLORIDA OSCEOLA HOSPITAL

5597 LEE VISTA BOULEVARD, ORLANDO, FL · HCA Florida Healthcare · · NPI 1689621450

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$186.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$186.65

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.44 with Optimum vs $186.65 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $13.44 ↓ -93%
Freedom Health MCR $13.44 ↓ -93%
AvMed HIX $14.93 ↓ -92%
Simply MGMCR $28.74 ↓ -85%
Oscar HIX $29.86 ↓ -84%
Simply Healthcare HIX $31.17 ↓ -83%
Molina Healthcare MGMCR $35.46 ↓ -81%
Evolutions TieredNetwork $42.93 ↓ -77%
AvMed HMOFI $44.80 ↓ -76%
Sunshine State Health Plan QHP $47.60 ↓ -74%
Molina Healthcare HIX $50.40 ↓ -73%
CorVel Corporation WORKERSCOMP $50.97 ↓ -73%
Prime Health WC $52.04 ↓ -72%
Humana HMO $52.26 ↓ -72%
AvMed ASOEO $52.26 ↓ -72%
Humana PPO $52.26 ↓ -72%
Careworks (Rockport Community) WORKERSCOMP $53.65 ↓ -71%
Aetna ASA $55.99 ↓ -70%
United OptionsPPO $62.34 ↓ -67%
United GlobalBenefitPlan $83.99 ↓ -55%
Prime Health Sheriff WORKERSCOMP $93.33 ↓ -50%
AvMed HIXOON $93.33 ↓ -50%
Prime Health Sheriff COMM $93.33 ↓ -50%
Plotkin Health COMM $93.33 ↓ -50%
Multiplan PRIMARYPPO $139.99 ↓ -25%
Multiplan Primary $145.59 ↓ -22%
United AllPayerAppendix $149.16 ↓ -20%
Evernorth BHCOMM $149.32 ↓ -20%
PPO Next COMM $158.65 ↓ -15%
Multiplan Complementary $158.65 ↓ -15%
Multiplan COMPLEMENTARYPPO $158.65 ↓ -15%
PPO Next PPO $158.65 ↓ -15%
NovaNet COMM $167.99 ↓ -10%
Beacon Health Options MCR $186.65 ↑ +0%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Compatibility test incubate at other Florida hospitals

Hospital City Cash price Negotiated range
AdventHealth Orlando Orlando not published $177.91 – $471.47
UCF LAKE NONA HOSPITAL Orlando not published $50.97 – $149.16
Adventhealth Port Charlotte Port Charlotte $1,101.73 $177.91 – $324.87
cleveland clinic florida weston hospital Weston $251.55 $46.62 – $195.71
martin north hospital Stuart $251.55 $47.83 – $195.71
indian river hospital Vero Beach $120.90 $39.78 – $195.71
Baptist Hospital MIAMI $74.10 $19.72 – $199.26
Bethesda Hospital East BOYNTON BEACH $74.10 $22.91 – $185.03

All Florida hospitals for this procedure →