Adh-sendout at HCA FLORIDA OSCEOLA HOSPITAL

5597 LEE VISTA BOULEVARD, ORLANDO, FL · HCA Florida Healthcare · · NPI 1689621450

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$34.95

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$34.95

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.52 with Optimum vs $52.95 with Simply Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Optimum MGMCR $2.52 ↓ -93%
Freedom Health MCR $2.52 ↓ -93%
AvMed HIX $2.80 ↓ -92%
Simply MGMCR $5.38 ↓ -85%
Molina Healthcare MGMCR $6.64 ↓ -81%
Evolutions TieredNetwork $8.04 ↓ -77%
AvMed HMOFI $8.39 ↓ -76%
Sunshine State Health Plan QHP $8.91 ↓ -75%
Molina Healthcare HIX $9.44 ↓ -73%
AvMed ASOEO $9.79 ↓ -72%
Humana HMO $9.79 ↓ -72%
Humana PPO $9.79 ↓ -72%
Aetna ASA $10.48 ↓ -70%
United OptionsPPO $11.67 ↓ -67%
United GlobalBenefitPlan $15.73 ↓ -55%
Prime Health Sheriff WORKERSCOMP $17.48 ↓ -50%
Plotkin Health COMM $17.48 ↓ -50%
Prime Health Sheriff COMM $17.48 ↓ -50%
AvMed HIXOON $17.48 ↓ -50%
Multiplan PRIMARYPPO $26.21 ↓ -25%
Multiplan Primary $27.26 ↓ -22%
Evernorth BHCOMM $27.96 ↓ -20%
Multiplan Complementary $29.71 ↓ -15%
Multiplan COMPLEMENTARYPPO $29.71 ↓ -15%
PPO Next PPO $29.71 ↓ -15%
PPO Next COMM $29.71 ↓ -15%
Humana TRICARE $30.76 ↓ -12%
CorVel Corporation WORKERSCOMP $30.77 ↓ -12%
Prime Health WC $31.42 ↓ -10%
NovaNet COMM $31.46 ↓ -10%
Careworks (Rockport Community) WORKERSCOMP $32.39 ↓ -7%
United AllPayerAppendix $33.94 ↓ -3%
Devoted Health MCR $33.94 ↓ -3%
Humana MGMCRPPO $33.94 ↓ -3%
United VACCN $33.94 ↓ -3%
Humana MGMCRHMO $33.94 ↓ -3%
United Behavioral Health VACCN $33.94 ↓ -3%
Wellmed MGMCR $33.94 ↓ -3%
NDMS Definitive Care MGMCR $33.94 ↓ -3%
FL Health Care Plan MCR $34.62 ↓ -1%
United MCR $34.62 ↓ -1%
BCBS MCRHMO $34.62 ↓ -1%
BCBS MCRPPO $34.62 ↓ -1%
Aetna MCR $34.79 ↓ -0%
Beacon Health Options MCR $34.95 ↑ +0%
WellCare MCR $35.64 ↑ +2%
Sunshine State MCR $35.64 ↑ +2%
AvMed MGMCR $35.98 ↑ +3%
American Health Plan MCR $35.98 ↑ +3%
Florida Complete Care MCR $36.32 ↑ +4%
Align Senior Care MGMCR $36.32 ↑ +4%
Cigna Healthspring MCR $36.32 ↑ +4%
Gold Kidney of Florida MCR $36.99 ↑ +6%
Clear Spring Health MCR $37.33 ↑ +7%
Centurion GVT $37.33 ↑ +7%
CarePlus MGMCR $38.69 ↑ +11%
Ultimate Health Plan MCR $39.03 ↑ +12%
Longevity Health Plan MCR $40.73 ↑ +17%
Solis Health Plan MCR $49.21 ↑ +41%
Oscar HIX $49.21 ↑ +41%
Simply Healthcare HIX $52.95 ↑ +52%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Adh-sendout at other Florida hospitals

Hospital City Cash price Negotiated range
AdventHealth Orlando Orlando $126.00 $33.94 – $89.94
UCF LAKE NONA HOSPITAL Orlando $34.84 $30.76 – $52.95
Adventhealth Daytona Beach Daytona Beach $98.22 $32.24 – $56.65
Adventhealth Lake Wales Lake Wales $106.91 $33.94 – $75.35
Adventhealth Palm Coast Parkway Palm Coast $37.17 $32.24 – $72.49
Adventhealth Tampa Tampa $118.79 $33.94 – $75.35
AdventHealth New Smyrna Beach New Smyrna Beach $133.57 $32.24 – $74.14
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $29.00 $27.15 – $49.21

All Florida hospitals for this procedure →