St analysis behavior qualitative voice/resonance at HCA FLORIDA ST. PETERSBURG HOSPITAL

6500 38TH AVENUE, NORTH, FL · HCA Florida Healthcare · · NPI 1518911031

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$710.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$710.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.41 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $653.89 with Evolutions Healthcare Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $33.41 ↓ -95%
Access 2 Healthcare Physicians Freedom Health MGMCR $51.17 ↓ -93%
Access 2 Healthcare Physicians Optimum MGMCR $51.17 ↓ -93%
Optimum Healthcare PFFS $55.44 ↓ -92%
Optimum Healthcare MCRPPO $55.44 ↓ -92%
Optimum Healthcare MCRHMO $55.44 ↓ -92%
Freedom Health Care MGMGR $55.44 ↓ -92%
AvMed HIX $56.86 ↓ -92%
Simply Healthcare HIX $90.27 ↓ -87%
CorVel Corporation WORKERSCOMP $95.95 ↓ -87%
Rockport Healthcare Group WORKERSCOMP $95.95 ↓ -87%
Prime Health WorkersComp $97.97 ↓ -86%
Humana TRICARE $101.76 ↓ -86%
CareSource Tricare $104.91 ↓ -85%
Oscar HIX $106.61 ↓ -85%
NDMS Definitive Care MCR $108.10 ↓ -85%
WellMed MCR $108.10 ↓ -85%
United MGMCD $108.10 ↓ -85%
Devoted Health MCR $108.10 ↓ -85%
Sunshine State MCR $108.10 ↓ -85%
Aetna MCR $108.10 ↓ -85%
United VA CCN FED $108.10 ↓ -85%
Simply Healthcare MGMCR $109.46 ↓ -85%
United MCR $110.26 ↓ -84%
BCBS MCRPPO $110.26 ↓ -84%
BCBS MGMCRHMO $110.26 ↓ -84%
Ultimate Health Plan MCR $110.26 ↓ -84%
BayCare Health Plans MCR $113.50 ↓ -84%
WellCare MCR $113.50 ↓ -84%
HUMANA MGMCRPPO $113.50 ↓ -84%
American Health Plan MCR $114.59 ↓ -84%
Florida Complete Care MCR $115.67 ↓ -84%
Cigna HealthSpring MCR $115.67 ↓ -84%
Align Senior Care MCR $115.67 ↓ -84%
United OptionsPPO $116.56 ↓ -84%
SECUR MGMCR $116.75 ↓ -84%
Gold Kidney of Florida Medicare $117.83 ↓ -83%
HUMANA MGMCRHMO $118.91 ↓ -83%
Centurion LOGOV $118.91 ↓ -83%
Clear Spring Health MCR $118.91 ↓ -83%
CarePlus MGMCR $123.23 ↓ -83%
Cigna HMO $127.94 ↓ -82%
Cigna PPO $127.94 ↓ -82%
Longevity Health Plan MCR $129.72 ↓ -82%
Molina MGMCR $135.04 ↓ -81%
AvMed HMOFI $156.37 ↓ -78%
Solis Health Plan MCR $156.74 ↓ -78%
Evolutions Healthcare Systems PrimeTier1 $163.47 ↓ -77%
AvMed ASOEO $177.69 ↓ -75%
Sunshine State Health Plan QHP $181.24 ↓ -75%
Molina HIX $191.90 ↓ -73%
Humana PPO $199.01 ↓ -72%
Humana HMO $199.01 ↓ -72%
Aetna ASA $213.22 ↓ -70%
United GlobalBenefitPlanAppendix $319.84 ↓ -55%
Plotkin Health COMM $355.38 ↓ -50%
Evolutions Healthcare Systems PRIMENETWORK $355.38 ↓ -50%
Prime Health Sheriff COMM $355.38 ↓ -50%
Evolutions Healthcare Systems ADVANTAGENETWORK $533.06 ↓ -25%
Evolutions Healthcare Systems SELECTNETWORK $533.06 ↓ -25%
Multiplan PRIMARYPPO $533.06 ↓ -25%
Multiplan COMPLEMENTARYPPO $604.14 ↓ -15%
Evolutions Healthcare Systems CHOICENETWORK $653.89 ↓ -8%
Aetna QHP not published by hospital
Aetna GatedCOMM not published by hospital
Aetna NonGatedCOMM not published by hospital

Visitor-reported prices

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St analysis behavior qualitative voice/resonance at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $348.64 $105.39 – $185.16
Adventhealth Lake Wales Lake Wales $1,046.27 $110.94 – $246.29
Adventhealth Palm Coast Parkway Palm Coast $364.61 not published
Adventhealth Tampa Tampa $689.48 $110.94 – $246.29
AdventHealth New Smyrna Beach New Smyrna Beach $262.14 $105.39 – $242.35
Adventhealth Port Charlotte Port Charlotte $904.77 not published
cleveland clinic florida weston hospital Weston $499.20 $72.11 – $768.00
martin north hospital Stuart $499.20 $111.50 – $768.00

All Florida hospitals for this procedure →