Pt evaluation moderate complexity patient/family at HCA FLORIDA ST. PETERSBURG HOSPITAL

6500 38TH AVENUE, NORTH, FL · HCA Florida Healthcare · · NPI 1518911031

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.02 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $333.07 with Evolutions Healthcare Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $17.02
Access 2 Healthcare Physicians Freedom Health MGMCR $26.07
Access 2 Healthcare Physicians Optimum MGMCR $26.07
Freedom Health Care MGMGR $28.24
Optimum Healthcare MCRPPO $28.24
Optimum Healthcare PFFS $28.24
Optimum Healthcare MCRHMO $28.24
AvMed HIX $28.96
Simply Healthcare HIX $45.98
Oscar HIX $54.30
Simply Healthcare MGMCR $55.75
United OptionsPPO $59.37
Cigna PPO $65.17
Cigna HMO $65.17
Molina MGMCR $68.79
AvMed HMOFI $79.65
Evolutions Healthcare Systems PrimeTier1 $83.27
Devoted Health MCR $84.48
United VA CCN FED $84.48
United MGMCD $84.48
WellMed MCR $84.48
NDMS Definitive Care MCR $84.48
Aetna MCR $84.48
Sunshine State MCR $84.48
BCBS MGMCRHMO $86.17
United MCR $86.17
BCBS MCRPPO $86.17
Ultimate Health Plan MCR $86.17
HUMANA MGMCRPPO $88.70
WellCare MCR $88.70
BayCare Health Plans MCR $88.70
American Health Plan MCR $89.55
CorVel Corporation WORKERSCOMP $90.25
Rockport Healthcare Group WORKERSCOMP $90.25
Cigna HealthSpring MCR $90.39
Florida Complete Care MCR $90.39
Align Senior Care MCR $90.39
AvMed ASOEO $90.51
SECUR MGMCR $91.24
Gold Kidney of Florida Medicare $92.08
Prime Health WorkersComp $92.15
Sunshine State Health Plan QHP $92.32
HUMANA MGMCRHMO $92.93
Clear Spring Health MCR $92.93
Centurion LOGOV $92.93
Humana TRICARE $92.93
CareSource Tricare $95.80
CarePlus MGMCR $96.31
Molina HIX $97.75
Humana PPO $101.37
Humana HMO $101.37
Longevity Health Plan MCR $101.38
Aetna ASA $108.61
Solis Health Plan MCR $122.50
United GlobalBenefitPlanAppendix $162.91
Evolutions Healthcare Systems PRIMENETWORK $181.01
Plotkin Health COMM $181.01
Prime Health Sheriff COMM $181.01
Evolutions Healthcare Systems SELECTNETWORK $271.52
Evolutions Healthcare Systems ADVANTAGENETWORK $271.52
Multiplan PRIMARYPPO $271.52
Multiplan COMPLEMENTARYPPO $307.73
Evolutions Healthcare Systems CHOICENETWORK $333.07
Aetna GatedCOMM not published by hospital
Aetna NonGatedCOMM not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Pt evaluation moderate complexity patient/family at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $384.35 $91.20 – $160.22
Adventhealth Lake Wales Lake Wales $589.05 $96.00 – $213.12
Adventhealth Palm Coast Parkway Palm Coast $448.92 not published
Adventhealth Tampa Tampa $660.51 $96.00 – $213.12
AdventHealth New Smyrna Beach New Smyrna Beach $444.78 $91.20 – $209.71
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $900.00 $67.58 – $101.38
Adventhealth Port Charlotte Port Charlotte $765.67 not published
cleveland clinic florida weston hospital Weston $491.40 $68.99 – $642.60

All Florida hospitals for this procedure →