Compatibility test incubate at HCA FLORIDA ST. PETERSBURG HOSPITAL

6500 38TH AVENUE, NORTH, FL · HCA Florida Healthcare · · NPI 1518911031

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$117.37

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$117.37

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.52 with Access 2 Healthcare Physicians Freedom Optimum Group Members vs $149.16 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Access 2 Healthcare Physicians Freedom Optimum Group Members MGMCR $5.52 ↓ -95%
Access 2 Healthcare Physicians Freedom Health MGMCR $8.45 ↓ -93%
Access 2 Healthcare Physicians Optimum MGMCR $8.45 ↓ -93%
Optimum Healthcare MCRPPO $9.15 ↓ -92%
Optimum Healthcare MCRHMO $9.15 ↓ -92%
Freedom Health Care MGMGR $9.15 ↓ -92%
Optimum Healthcare PFFS $9.15 ↓ -92%
Suncoast Neighborly Care MedicarePACE $9.39 ↓ -92%
AvMed HIX $9.39 ↓ -92%
Simply Healthcare HIX $14.91 ↓ -87%
Oscar HIX $17.61 ↓ -85%
Simply Healthcare MGMCR $18.07 ↓ -85%
United OptionsPPO $19.25 ↓ -84%
Molina MGMCR $22.30 ↓ -81%
AvMed HMOFI $25.82 ↓ -78%
Evolutions Healthcare Systems PrimeTier1 $27.00 ↓ -77%
AvMed ASOEO $29.34 ↓ -75%
Sunshine State Health Plan QHP $29.93 ↓ -74%
Molina HIX $31.69 ↓ -73%
Humana PPO $32.86 ↓ -72%
Humana HMO $32.86 ↓ -72%
Aetna ASA $35.21 ↓ -70%
CorVel Corporation WORKERSCOMP $51.66 ↓ -56%
Rockport Healthcare Group WORKERSCOMP $51.66 ↓ -56%
Prime Health WorkersComp $52.75 ↓ -55%
United GlobalBenefitPlanAppendix $52.82 ↓ -55%
Plotkin Health COMM $58.69 ↓ -50%
Evolutions Healthcare Systems PRIMENETWORK $58.69 ↓ -50%
Prime Health Sheriff COMM $58.69 ↓ -50%
Multiplan PRIMARYPPO $88.03 ↓ -25%
Evolutions Healthcare Systems ADVANTAGENETWORK $88.03 ↓ -25%
Evolutions Healthcare Systems SELECTNETWORK $88.03 ↓ -25%
Multiplan COMPLEMENTARYPPO $99.76 ↓ -15%
Evolutions Healthcare Systems CHOICENETWORK $107.98 ↓ -8%
United AllPayerAppendix $149.16 ↑ +27%
Aetna QHP not published by hospital
Aetna GatedCOMM not published by hospital
Aetna NonGatedCOMM not published by hospital

Visitor-reported prices

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Compatibility test incubate at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Port Charlotte Port Charlotte $1,101.73 $177.91 – $324.87
cleveland clinic florida weston hospital Weston $251.55 $46.62 – $195.71
martin north hospital Stuart $251.55 $47.83 – $195.71
indian river hospital Vero Beach $120.90 $39.78 – $195.71
Baptist Hospital MIAMI $74.10 $19.72 – $199.26
Bethesda Hospital East BOYNTON BEACH $74.10 $22.91 – $185.03
Doctors Hospital CORAL GABLES $74.10 $19.95 – $199.26
Baptist Health Hospital Doral SOUTH MIAMI $74.10 $19.84 – $195.71

All Florida hospitals for this procedure →