X-ray shoulder 1 view (both sides) at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$114.32 with Simply vs $742.35 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $114.32
Molina Healthcare MGMCR $141.05
United OptionsPPO $152.92
AvMed HMOFI $178.16
United AllPayerAppendix $182.03
Sunshine State Health Plan QHP $189.30
AvMed ASOEO $207.86
Aetna ASA $222.71
Molina Healthcare HIX $237.55
Humana HMO $282.09
Humana PPO $282.09
CorVel Corporation WORKERSCOMP $318.36
Prime Health WC $325.07
United GlobalBenefitPlan $334.06
Careworks (Rockport Community) WORKERSCOMP $335.12
AvMed HIXOON $371.18
Prime Health Sheriff COMM $371.18
Plotkin Health COMM $371.18
Prime Health Sheriff WORKERSCOMP $371.18
Evolutions Healthcare MANAGEDCAREPPO $482.53
Naphcare Prison $482.53
Multiplan Primary $579.03
Evernorth BHCOMM $593.88
PPO Next PPO $631.00
PPO Next COMM $631.00
Multiplan Complementary $631.00
NovaNet COMM $668.12
Evolutions Healthcare TRADITIONALPPO $668.12
Beacon Health Options MCR $742.35
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

X-ray shoulder 1 view (both sides) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $315.77 $86.33 – $151.68
Adventhealth Lake Wales Lake Wales $1,097.32 $77.67 – $201.75
Adventhealth Palm Coast Parkway Palm Coast $348.46 $85.22 – $194.11
Adventhealth Tampa Tampa $566.11 $76.59 – $201.75
AdventHealth New Smyrna Beach New Smyrna Beach $417.47 $86.33 – $198.52
Adventhealth Port Charlotte Port Charlotte $719.00 $80.04 – $165.94
cleveland clinic florida weston hospital Weston $536.90 $6.39 – $646.00
martin north hospital Stuart $536.90 $5.72 – $380.00

All Florida hospitals for this procedure →