X-ray of mammary ducts at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$517.79 with United vs $5,014.85 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $517.79
Simply MGMCR $772.29
Molina Healthcare MGMCR $952.82
United OptionsPPO $1,033.06
AvMed HMOFI $1,203.56
Sunshine State Health Plan QHP $1,278.79
AvMed ASOEO $1,404.16
Aetna ASA $1,504.45
Molina Healthcare HIX $1,604.75
Humana HMO $1,905.64
Humana PPO $1,905.64
United GlobalBenefitPlan $2,256.68
Plotkin Health COMM $2,507.43
Prime Health Sheriff WORKERSCOMP $2,507.43
Prime Health Sheriff COMM $2,507.43
AvMed HIXOON $2,507.43
Evolutions Healthcare MANAGEDCAREPPO $3,259.65
Naphcare Prison $3,259.65
Multiplan Primary $3,911.58
Evernorth BHCOMM $4,011.88
PPO Next COMM $4,262.62
PPO Next PPO $4,262.62
Multiplan Complementary $4,262.62
Evolutions Healthcare TRADITIONALPPO $4,513.37
NovaNet COMM $4,513.37
Beacon Health Options MCR $5,014.85
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

visitor-reported
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X-ray of mammary ducts at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Port Charlotte Port Charlotte $1,025.07 $249.17 – $454.98
cleveland clinic florida weston hospital Weston $1,472.25 $18.89 – $1,772.25
martin north hospital Stuart $1,355.25 $16.90 – $1,042.50
indian river hospital Vero Beach $1,355.25 $17.37 – $1,668.00
Baptist Hospital MIAMI $776.75 $73.69 – $1,075.50
Boca Raton Regional Hospital BOCA RATON $739.05 $244.69 – $742.46
Baptist Health Hospital Doral SOUTH MIAMI $776.75 $71.44 – $1,075.50
Fishermens Community Hospital MARATHON $776.75 $71.44 – $1,075.50

All Florida hospitals for this procedure →