X-ray bone survey complete at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$114.43 with Simply vs $743.05 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $114.43
Molina Healthcare MGMCR $141.18
United OptionsPPO $153.07
AvMed HMOFI $178.33
Sunshine State Health Plan QHP $189.48
AvMed ASOEO $208.05
CorVel Corporation WORKERSCOMP $212.56
Prime Health WC $217.04
Aetna ASA $222.91
Careworks (Rockport Community) WORKERSCOMP $223.75
Molina Healthcare HIX $237.78
United AllPayerAppendix $245.18
Humana HMO $282.36
Humana PPO $282.36
United GlobalBenefitPlan $334.37
AvMed HIXOON $371.52
Prime Health Sheriff COMM $371.52
Plotkin Health COMM $371.52
Prime Health Sheriff WORKERSCOMP $371.52
Naphcare Prison $482.98
Evolutions Healthcare MANAGEDCAREPPO $482.98
Multiplan Primary $579.58
Evernorth BHCOMM $594.44
PPO Next COMM $631.59
Multiplan Complementary $631.59
PPO Next PPO $631.59
Evolutions Healthcare TRADITIONALPPO $668.75
NovaNet COMM $668.75
Beacon Health Options MCR $743.05
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

visitor-reported
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X-ray bone survey complete at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $2,360.37 $103.72 – $182.21
Adventhealth Lake Wales Lake Wales $3,327.24 $109.17 – $242.37
Adventhealth Palm Coast Parkway Palm Coast $4,580.67 $103.72 – $286.15
Adventhealth Tampa Tampa $875.44 $109.17 – $242.37
AdventHealth New Smyrna Beach New Smyrna Beach $990.31 $103.72 – $238.49
Adventhealth Port Charlotte Port Charlotte $2,189.91 $109.17 – $199.35
cleveland clinic florida weston hospital Weston $754.00 $22.59 – $780.30
martin north hospital Stuart $596.70 $20.21 – $459.00

All Florida hospitals for this procedure →