Warde immunofixation electrophoresis urine at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.03 with Simply vs $198.21 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $3.03
Molina Healthcare MGMCR $3.73
United OptionsPPO $4.05
AvMed HMOFI $4.72
Sunshine State Health Plan QHP $5.01
AvMed ASOEO $5.50
Aetna ASA $5.89
Molina Healthcare HIX $6.29
Humana PPO $7.47
Humana HMO $7.47
United GlobalBenefitPlan $8.84
Prime Health Sheriff WORKERSCOMP $9.82
Plotkin Health COMM $9.82
Prime Health Sheriff COMM $9.82
AvMed HIXOON $9.82
Evolutions Healthcare MANAGEDCAREPPO $12.77
Naphcare Prison $12.77
Multiplan Primary $15.33
Evernorth BHCOMM $15.72
PPO Next PPO $16.70
PPO Next COMM $16.70
Multiplan Complementary $16.70
Evolutions Healthcare TRADITIONALPPO $17.68
NovaNet COMM $17.68
Beacon Health Options MCR $19.65
Humana TRICARE $26.60
TriWest Healthcare Alliance FED $28.76
United AllPayerAppendix $29.35
NDMS Definitive Care MGMCR $29.35
Humana MGMCRPPO $29.35
United Behavioral Health VACCN $29.35
Wellmed MGMCR $29.35
Veterans Evaluation Services MCR $29.35
Humana MGMCRHMO $29.35
United VACCN $29.35
BCBS MCRPPO $29.94
BCBS MCRHMO $29.94
United MCR $29.94
Aetna MCR $30.08
WellCare MCR $30.82
Sunshine State MCR $30.82
American Health Plan MCR $31.11
Healthspring of Florida MGMGR $31.40
Align Senior Care MGMCR $31.40
Florida Complete Care MCR $31.40
Gold Kidney of Florida MCR $31.99
Centurion GVT $32.29
Clear Spring Health MCR $32.29
Ultimate Health Plan MCR $33.75
Longevity Health Plan MCR $35.22
Oscar HIX $39.62
Simply Healthcare HIX $45.79
CorVel Corporation WORKERSCOMP $188.30
Prime Health WC $192.26
Careworks (Rockport Community) WORKERSCOMP $198.21
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Warde immunofixation electrophoresis urine at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $308.23 $27.88 – $48.99
Adventhealth Lake Wales Lake Wales $545.06 $29.35 – $65.16
Adventhealth Palm Coast Parkway Palm Coast $308.23 $27.88 – $62.69
Adventhealth Tampa Tampa $453.02 $29.35 – $65.16
AdventHealth New Smyrna Beach New Smyrna Beach $293.55 $27.88 – $64.12
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $590.00 $23.48 – $190.20
Adventhealth Port Charlotte Port Charlotte $216.65 $29.35 – $53.59
cleveland clinic florida weston hospital Weston $237.90 $7.38 – $163.00

All Florida hospitals for this procedure →