Urine pregnancy test at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.81 with Humana vs $827.70 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $7.81
TriWest Healthcare Alliance FED $8.44
United AllPayerAppendix $8.61
Veterans Evaluation Services MCR $8.61
Humana MGMCRHMO $8.61
Humana MGMCRPPO $8.61
NDMS Definitive Care MGMCR $8.61
Wellmed MGMCR $8.61
United Behavioral Health VACCN $8.61
United VACCN $8.61
BCBS MCRHMO $8.78
BCBS MCRPPO $8.78
United MCR $8.78
Aetna MCR $8.83
Sunshine State MCR $9.04
WellCare MCR $9.04
American Health Plan MCR $9.13
Healthspring of Florida MGMGR $9.21
Align Senior Care MGMCR $9.21
Florida Complete Care MCR $9.21
Gold Kidney of Florida MCR $9.38
Clear Spring Health MCR $9.47
Centurion GVT $9.47
Ultimate Health Plan MCR $9.90
Longevity Health Plan MCR $10.33
Oscar HIX $11.62
Simply Healthcare HIX $13.43
CorVel Corporation WORKERSCOMP $119.39
Prime Health WC $121.90
Careworks (Rockport Community) WORKERSCOMP $125.67
Simply MGMCR $127.47
Molina Healthcare MGMCR $157.26
United OptionsPPO $170.51
AvMed HMOFI $198.65
Sunshine State Health Plan QHP $211.06
AvMed ASOEO $231.76
Aetna ASA $248.31
Molina Healthcare HIX $264.86
Humana PPO $314.53
Humana HMO $314.53
United GlobalBenefitPlan $372.46
AvMed HIXOON $413.85
Plotkin Health COMM $413.85
Prime Health Sheriff COMM $413.85
Prime Health Sheriff WORKERSCOMP $413.85
Evolutions Healthcare MANAGEDCAREPPO $538.00
Naphcare Prison $538.00
Multiplan Primary $645.61
Evernorth BHCOMM $662.16
PPO Next PPO $703.54
PPO Next COMM $703.54
Multiplan Complementary $703.54
NovaNet COMM $744.93
Evolutions Healthcare TRADITIONALPPO $744.93
Beacon Health Options MCR $827.70
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Urine pregnancy test at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $226.45 $8.18 – $14.37
Adventhealth Palm Coast Parkway Palm Coast $227.64 $8.18 – $18.39
Adventhealth Tampa Tampa $435.68 $8.61 – $19.11
AdventHealth New Smyrna Beach New Smyrna Beach $179.91 $8.18 – $18.81
Adventhealth Port Charlotte Port Charlotte $64.02 $8.61 – $15.72
cleveland clinic florida weston hospital Weston $70.85 $1.43 – $34.00
martin north hospital Stuart $168.35 $1.50 – $29.00
indian river hospital Vero Beach $70.85 $1.43 – $32.00

All Florida hospitals for this procedure →