Tissue exam koh skin/hair/nails at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL
1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820
$973.05
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$973.05
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3.87 with Humana vs $973.05 with Beacon Health Options — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | TRICARE | $3.87 | ↓ -100% |
| TriWest Healthcare Alliance | FED | $4.18 | ↓ -100% |
| United | AllPayerAppendix | $4.27 | ↓ -100% |
| Veterans Evaluation Services | MCR | $4.27 | ↓ -100% |
| Humana | MGMCRHMO | $4.27 | ↓ -100% |
| Humana | MGMCRPPO | $4.27 | ↓ -100% |
| NDMS Definitive Care | MGMCR | $4.27 | ↓ -100% |
| Wellmed | MGMCR | $4.27 | ↓ -100% |
| United Behavioral Health | VACCN | $4.27 | ↓ -100% |
| United | VACCN | $4.27 | ↓ -100% |
| BCBS | MCRHMO | $4.36 | ↓ -100% |
| BCBS | MCRPPO | $4.36 | ↓ -100% |
| United | MCR | $4.36 | ↓ -100% |
| Aetna | MCR | $4.38 | ↓ -100% |
| Sunshine State | MCR | $4.48 | ↓ -100% |
| WellCare | MCR | $4.48 | ↓ -100% |
| American Health Plan | MCR | $4.53 | ↓ -100% |
| Healthspring of Florida | MGMGR | $4.57 | ↓ -100% |
| Align Senior Care | MGMCR | $4.57 | ↓ -100% |
| Florida Complete Care | MCR | $4.57 | ↓ -100% |
| Gold Kidney of Florida | MCR | $4.65 | ↓ -100% |
| Clear Spring Health | MCR | $4.70 | ↓ -100% |
| Centurion | GVT | $4.70 | ↓ -100% |
| Ultimate Health Plan | MCR | $4.91 | ↓ -99% |
| Longevity Health Plan | MCR | $5.12 | ↓ -99% |
| Oscar | HIX | $5.76 | ↓ -99% |
| Simply Healthcare | HIX | $6.66 | ↓ -99% |
| CorVel Corporation | WORKERSCOMP | $51.44 | ↓ -95% |
| Prime Health | WC | $52.53 | ↓ -95% |
| Careworks (Rockport Community) | WORKERSCOMP | $54.15 | ↓ -94% |
| Simply | MGMCR | $149.85 | ↓ -85% |
| Molina Healthcare | MGMCR | $184.88 | ↓ -81% |
| United | OptionsPPO | $200.45 | ↓ -79% |
| AvMed | HMOFI | $233.53 | ↓ -76% |
| Sunshine State Health Plan | QHP | $248.13 | ↓ -74% |
| AvMed | ASOEO | $272.45 | ↓ -72% |
| Aetna | ASA | $291.92 | ↓ -70% |
| Molina Healthcare | HIX | $311.38 | ↓ -68% |
| Humana | PPO | $369.76 | ↓ -62% |
| Humana | HMO | $369.76 | ↓ -62% |
| United | GlobalBenefitPlan | $437.87 | ↓ -55% |
| AvMed | HIXOON | $486.52 | ↓ -50% |
| Plotkin Health | COMM | $486.52 | ↓ -50% |
| Prime Health Sheriff | COMM | $486.52 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $486.52 | ↓ -50% |
| Evolutions Healthcare | MANAGEDCAREPPO | $632.48 | ↓ -35% |
| Naphcare | Prison | $632.48 | ↓ -35% |
| Multiplan | Primary | $758.98 | ↓ -22% |
| Evernorth | BHCOMM | $778.44 | ↓ -20% |
| PPO Next | PPO | $827.09 | ↓ -15% |
| PPO Next | COMM | $827.09 | ↓ -15% |
| Multiplan | Complementary | $827.09 | ↓ -15% |
| NovaNet | COMM | $875.75 | ↓ -10% |
| Evolutions Healthcare | TRADITIONALPPO | $875.75 | ↓ -10% |
| Beacon Health Options | MCR | $973.05 | ↑ +0% |
| Aetna | HMO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
Visitor-reported prices
Comments
Tissue exam koh skin/hair/nails at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $103.45 | $4.06 – $7.13 |
| Adventhealth Lake Wales | Lake Wales | $114.05 | $4.27 – $9.48 |
| Adventhealth Palm Coast Parkway | Palm Coast | $114.80 | $4.06 – $9.12 |
| Adventhealth Tampa | Tampa | $65.91 | $4.27 – $9.48 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $24.37 | $4.06 – $9.33 |
| Adventhealth Port Charlotte | Port Charlotte | $234.84 | $4.27 – $7.80 |
| cleveland clinic florida weston hospital | Weston | $26.65 | $2.25 – $29.00 |
| martin north hospital | Stuart | $26.65 | $2.56 – $29.00 |