Sodium chloride 0.9 % IV bolus at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$474.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$474.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.20 with Humana vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $1.20 ↓ -100%
United AllPayerAppendix $3.42 ↓ -99%
BCBS MCRPPO $22.75 ↓ -95%
BCBS MCRHMO $22.85 ↓ -95%
Aetna MCR $32.71 ↓ -93%
BCBS BSL $52.14 ↓ -89%
BCBS MBN $52.14 ↓ -89%
BCBS SBN $52.14 ↓ -89%
BCBS PPO $70.63 ↓ -85%
BCBS NWB $70.63 ↓ -85%
BCBS HMO $71.57 ↓ -85%
Simply MGMCR $73.00 ↓ -85%
United OptionsPPO $97.64 ↓ -79%
BCBS PHS $122.77 ↓ -74%
Aetna ASA $142.20 ↓ -70%
Molina Healthcare HIX $151.68 ↓ -68%
United GlobalBenefitPlan $213.30 ↓ -55%
Plotkin Health COMM $237.00 ↓ -50%
Prime Health Sheriff WORKERSCOMP $237.00 ↓ -50%
Prime Health Sheriff COMM $237.00 ↓ -50%
AvMed HIXOON $237.00 ↓ -50%
Evolutions Healthcare MANAGEDCAREPPO $308.10 ↓ -35%
Naphcare Prison $308.10 ↓ -35%
Multiplan Primary $369.72 ↓ -22%
Evernorth BHCOMM $379.20 ↓ -20%
PPO Next COMM $402.90 ↓ -15%
PPO Next PPO $402.90 ↓ -15%
Multiplan Complementary $402.90 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $426.60 ↓ -10%
NovaNet COMM $426.60 ↓ -10%
Beacon Health Options MCR $474.00 ↑ +0%
American Health Plan MCR $15,000.00 ↑ +3065%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Sodium chloride 0.9 % IV bolus at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $220.00 $1.24 – $2.13
cleveland clinic florida weston hospital Weston $8.45 $0.01 – $13.00
martin north hospital Stuart $65.00 $0.01 – $40.00
indian river hospital Vero Beach $65.00 $0.01 – $0.03
Baptist Hospital MIAMI $185.25 $22.49 – $117.00
Bethesda Hospital East BOYNTON BEACH $185.25 $4.39 – $285.00
Doctors Hospital CORAL GABLES $185.25 $49.88 – $256.50
Baptist Health Hospital Doral SOUTH MIAMI $185.25 $22.62 – $117.00

All Florida hospitals for this procedure →