Sinus CT scan (with contrast) at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$401.74 with United vs $19,339.25 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $401.74
AvMed HMOFI $1,695.00
Aetna QHP $1,696.00
AvMed ASOEO $1,863.00
Aetna PPO $2,543.00
Aetna HMO $2,543.00
Simply MGMCR $2,978.24
CorVel Corporation WORKERSCOMP $3,210.79
Prime Health WC $3,278.39
Careworks (Rockport Community) WORKERSCOMP $3,379.78
Molina Healthcare MGMCR $3,674.46
United OptionsPPO $3,983.89
Sunshine State Health Plan QHP $4,931.51
Aetna ASA $5,801.77
Molina Healthcare HIX $6,188.56
United GlobalBenefitPlan $8,702.66
Plotkin Health COMM $9,669.63
AvMed HIXOON $9,669.63
Prime Health Sheriff COMM $9,669.63
Prime Health Sheriff WORKERSCOMP $9,669.63
Naphcare Prison $12,570.51
Evolutions Healthcare MANAGEDCAREPPO $12,570.51
Multiplan Primary $15,084.61
Evernorth BHCOMM $15,471.40
Multiplan Complementary $16,438.36
PPO Next PPO $16,438.36
PPO Next COMM $16,438.36
Evolutions Healthcare TRADITIONALPPO $17,405.33
NovaNet COMM $17,405.33
Beacon Health Options MCR $19,339.25

Visitor-reported prices

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Sinus CT scan (with contrast) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $2,222.93 $174.01 – $437.27
Adventhealth Lake Wales Lake Wales $8,427.48 $183.17 – $530.75
Adventhealth Palm Coast Parkway Palm Coast $3,666.03 $174.01 – $631.85
Adventhealth Tampa Tampa $8,411.53 $183.17 – $429.66
AdventHealth New Smyrna Beach New Smyrna Beach $3,807.41 $174.01 – $570.98
Adventhealth Port Charlotte Port Charlotte $9,108.01 $183.17 – $347.52
cleveland clinic florida weston hospital Weston $1,320.80 $52.65 – $1,304.75
martin north hospital Stuart $997.75 $48.17 – $767.50

All Florida hospitals for this procedure →