_propoxygc/msur at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$110.49

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$110.49

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.30 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRPPO $5.30 ↓ -95%
BCBS MCRHMO $5.33 ↓ -95%
Aetna MCR $7.62 ↓ -93%
Oscar HIX $14.36 ↓ -87%
Simply MGMCR $17.02 ↓ -85%
Simply Healthcare HIX $18.45 ↓ -83%
Molina Healthcare MGMCR $20.99 ↓ -81%
United OptionsPPO $22.76 ↓ -79%
AvMed HMOFI $26.52 ↓ -76%
Sunshine State Health Plan QHP $28.17 ↓ -75%
AvMed ASOEO $30.94 ↓ -72%
Aetna ASA $33.15 ↓ -70%
Molina Healthcare HIX $35.36 ↓ -68%
Humana HMO $41.99 ↓ -62%
Humana PPO $41.99 ↓ -62%
United GlobalBenefitPlan $49.72 ↓ -55%
Prime Health Sheriff WORKERSCOMP $55.24 ↓ -50%
Prime Health Sheriff COMM $55.24 ↓ -50%
AvMed HIXOON $55.24 ↓ -50%
Plotkin Health COMM $55.24 ↓ -50%
Evolutions Healthcare MANAGEDCAREPPO $71.82 ↓ -35%
Naphcare Prison $71.82 ↓ -35%
Multiplan Primary $86.18 ↓ -22%
Evernorth BHCOMM $88.39 ↓ -20%
PPO Next COMM $93.92 ↓ -15%
Multiplan Complementary $93.92 ↓ -15%
PPO Next PPO $93.92 ↓ -15%
NovaNet COMM $99.44 ↓ -10%
Evolutions Healthcare TRADITIONALPPO $99.44 ↓ -10%
Beacon Health Options MCR $110.49 ↑ +0%
CorVel Corporation WORKERSCOMP $134.92 ↑ +22%
Prime Health WC $137.76 ↑ +25%
Careworks (Rockport Community) WORKERSCOMP $142.02 ↑ +29%
American Health Plan MCR $15,000.00 ↑ +13476%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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_propoxygc/msur at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $150.92 not published
Adventhealth Tampa Tampa $48.13 not published
Adventhealth Port Charlotte Port Charlotte $83.48 not published
HCA FLORIDA HIGHLANDS HOSPITAL Sebring $12.36 $125.04 – $125.04
HCA FLORIDA GULF COAST HOSPITAL PANAMA CITY $200.00 $124.34 – $130.88
HCA FLORIDA MERCY HOSPITAL MIAMI $652.00 $145.52 – $148.58
HCA FLORIDA WESTSIDE HOSPITAL PLANTATION $456.00 $146.72 – $149.81
Adventhealth Waterman Tavares $240.68 not published

All Florida hospitals for this procedure →