Pretreat rbc w chem/drugs reference at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$59.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$59.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.75 with Oscar vs $84.80 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Oscar HIX $7.75 ↓ -87%
Simply MGMCR $9.18 ↓ -85%
Simply Healthcare HIX $9.95 ↓ -83%
Molina Healthcare MGMCR $11.32 ↓ -81%
United OptionsPPO $12.28 ↓ -79%
AvMed HMOFI $14.30 ↓ -76%
Sunshine State Health Plan QHP $15.20 ↓ -74%
AvMed ASOEO $16.69 ↓ -72%
Aetna ASA $17.88 ↓ -70%
Molina Healthcare HIX $19.07 ↓ -68%
Humana HMO $22.65 ↓ -62%
Humana PPO $22.65 ↓ -62%
United GlobalBenefitPlan $26.82 ↓ -55%
Plotkin Health COMM $29.80 ↓ -50%
Prime Health Sheriff WORKERSCOMP $29.80 ↓ -50%
Prime Health Sheriff COMM $29.80 ↓ -50%
AvMed HIXOON $29.80 ↓ -50%
United AllPayerAppendix $33.84 ↓ -43%
Evolutions Healthcare MANAGEDCAREPPO $38.74 ↓ -35%
Naphcare Prison $38.74 ↓ -35%
Multiplan Primary $46.49 ↓ -22%
Evernorth BHCOMM $47.68 ↓ -20%
PPO Next COMM $50.66 ↓ -15%
Multiplan Complementary $50.66 ↓ -15%
PPO Next PPO $50.66 ↓ -15%
NovaNet COMM $53.64 ↓ -10%
Evolutions Healthcare TRADITIONALPPO $53.64 ↓ -10%
Beacon Health Options MCR $59.60 ↑ +0%
CorVel Corporation WORKERSCOMP $80.56 ↑ +35%
Prime Health WC $82.26 ↑ +38%
Careworks (Rockport Community) WORKERSCOMP $84.80 ↑ +42%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Pretreat rbc w chem/drugs reference at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $345.83 $58.52 – $102.82
Adventhealth Lake Wales Lake Wales $345.83 $61.60 – $136.76
Adventhealth Palm Coast Parkway Palm Coast $330.52 $58.52 – $131.58
Adventhealth Tampa Tampa $196.49 $61.60 – $136.76
AdventHealth New Smyrna Beach New Smyrna Beach $113.97 $58.52 – $134.57
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $120.00 $33.84 – $81.37
Adventhealth Port Charlotte Port Charlotte $225.94 $61.60 – $112.49
cleveland clinic florida weston hospital Weston $131.30 $46.10 – $151.30

All Florida hospitals for this procedure →