Pr moderate sedation same physician >= 5 years initial 15 minutes at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.30 with CorVel Corporation vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $13.30
Prime Health WC $13.58
Careworks (Rockport Community) WORKERSCOMP $14.00
BCBS MCRPPO $40.24
BCBS MCRHMO $40.41
Aetna MCR $57.84
BCBS SBN $92.21
BCBS BSL $92.21
BCBS MBN $92.21
Oscar HIX $108.98
BCBS NWB $124.91
BCBS PPO $124.91
BCBS HMO $126.58
Simply MGMCR $129.10
Simply Healthcare HIX $140.00
Cigna NBN $145.86
Molina Healthcare MGMCR $159.28
United OptionsPPO $172.69
AvMed HMOFI $201.19
Sunshine State Health Plan QHP $213.77
BCBS PHS $217.12
AvMed ASOEO $234.72
Aetna QHP $245.62
Aetna ASA $251.49
Molina Healthcare HIX $268.26
Humana HMO $318.55
Humana PPO $318.55
Aetna HMO $341.19
Aetna PPO $341.19
Cigna ManagedCareHMO $347.89
Cigna PPO $347.89
United GlobalBenefitPlan $377.24
AvMed HIXOON $419.15
Plotkin Health COMM $419.15
Prime Health Sheriff WORKERSCOMP $419.15
Prime Health Sheriff COMM $419.15
Naphcare Prison $544.89
Evolutions Healthcare MANAGEDCAREPPO $544.89
Multiplan Primary $653.87
Evernorth BHCOMM $670.64
PPO Next COMM $712.55
Multiplan Complementary $712.55
PPO Next PPO $712.55
Evolutions Healthcare TRADITIONALPPO $754.47
NovaNet COMM $754.47
Beacon Health Options MCR $838.30
American Health Plan MCR $15,000.00

Visitor-reported prices

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Pr moderate sedation same physician >= 5 years initial 15 minutes at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $343.56 not published
Adventhealth Lake Wales Lake Wales $1,714.51 not published
Adventhealth Palm Coast Parkway Palm Coast $365.85 not published
Adventhealth Tampa Tampa $1,210.15 not published
AdventHealth New Smyrna Beach New Smyrna Beach $533.57 not published
Adventhealth Port Charlotte Port Charlotte $609.22 not published
cleveland clinic florida weston hospital Weston $569.40 $9.60 – $744.60
martin north hospital Stuart $569.40 $11.91 – $438.00

All Florida hospitals for this procedure →