Phys blood bank serv xmatch at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$474.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$474.10

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.67 with United vs $474.10 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $24.67 ↓ -95%
Oscar HIX $61.63 ↓ -87%
Simply MGMCR $73.01 ↓ -85%
Simply Healthcare HIX $79.17 ↓ -83%
CorVel Corporation WORKERSCOMP $87.35 ↓ -82%
Prime Health WC $89.19 ↓ -81%
Molina Healthcare MGMCR $90.08 ↓ -81%
Careworks (Rockport Community) WORKERSCOMP $91.95 ↓ -81%
United OptionsPPO $97.66 ↓ -79%
AvMed HMOFI $113.78 ↓ -76%
Sunshine State Health Plan QHP $120.90 ↓ -74%
AvMed ASOEO $132.75 ↓ -72%
Aetna ASA $142.23 ↓ -70%
Molina Healthcare HIX $151.71 ↓ -68%
Humana HMO $180.16 ↓ -62%
Humana PPO $180.16 ↓ -62%
United GlobalBenefitPlan $213.34 ↓ -55%
Prime Health Sheriff COMM $237.05 ↓ -50%
AvMed HIXOON $237.05 ↓ -50%
Prime Health Sheriff WORKERSCOMP $237.05 ↓ -50%
Plotkin Health COMM $237.05 ↓ -50%
Naphcare Prison $308.17 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $308.17 ↓ -35%
Multiplan Primary $369.80 ↓ -22%
Evernorth BHCOMM $379.28 ↓ -20%
PPO Next PPO $402.99 ↓ -15%
PPO Next COMM $402.99 ↓ -15%
Multiplan Complementary $402.99 ↓ -15%
NovaNet COMM $426.69 ↓ -10%
Evolutions Healthcare TRADITIONALPPO $426.69 ↓ -10%
Beacon Health Options MCR $474.10 ↑ +0%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Phys blood bank serv xmatch at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $226.49 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $68.00 $24.67 – $88.23
Adventhealth Port Charlotte Port Charlotte $164.72 $30.20 – $55.15
cleveland clinic florida weston hospital Weston $263.25 $11.40 – $202.50
martin north hospital Stuart $28.60 $12.45 – $71.74
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $53.65 $22.99 – $126.38
Ascension St. Vincent's St. Johns County (St. Vincent's Health System, Inc.) Saint Johns $53.65 $22.99 – $126.38
Ascension St. Vincent's Riverside (St. Vincent's Medical Center, Inc.) Jacksonville $53.65 $22.99 – $126.38

All Florida hospitals for this procedure →