Ph body fluid at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.06 with Simply vs $57.22 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $2.06
Molina Healthcare MGMCR $2.55
United OptionsPPO $2.76
AvMed HMOFI $3.22
Humana TRICARE $3.25
Sunshine State Health Plan QHP $3.42
TriWest Healthcare Alliance FED $3.51
United Behavioral Health VACCN $3.58
United VACCN $3.58
United AllPayerAppendix $3.58
Wellmed MGMCR $3.58
Veterans Evaluation Services MCR $3.58
Humana MGMCRHMO $3.58
Humana MGMCRPPO $3.58
NDMS Definitive Care MGMCR $3.58
BCBS MCRPPO $3.65
United MCR $3.65
BCBS MCRHMO $3.65
Aetna MCR $3.67
AvMed ASOEO $3.75
Sunshine State MCR $3.76
WellCare MCR $3.76
American Health Plan MCR $3.79
Healthspring of Florida MGMGR $3.83
Align Senior Care MGMCR $3.83
Florida Complete Care MCR $3.83
Gold Kidney of Florida MCR $3.90
Centurion GVT $3.94
Clear Spring Health MCR $3.94
Aetna ASA $4.02
Ultimate Health Plan MCR $4.12
Molina Healthcare HIX $4.29
Longevity Health Plan MCR $4.30
Oscar HIX $4.83
Humana HMO $5.09
Humana PPO $5.09
Simply Healthcare HIX $5.58
United GlobalBenefitPlan $6.03
Prime Health Sheriff COMM $6.70
Prime Health Sheriff WORKERSCOMP $6.70
Plotkin Health COMM $6.70
AvMed HIXOON $6.70
Naphcare Prison $8.71
Evolutions Healthcare MANAGEDCAREPPO $8.71
Multiplan Primary $10.45
Evernorth BHCOMM $10.72
Multiplan Complementary $11.39
PPO Next COMM $11.39
PPO Next PPO $11.39
Evolutions Healthcare TRADITIONALPPO $12.06
NovaNet COMM $12.06
Beacon Health Options MCR $13.40
CorVel Corporation WORKERSCOMP $54.36
Prime Health WC $55.50
Careworks (Rockport Community) WORKERSCOMP $57.22
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Ph body fluid at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $80.39 $3.40 – $5.98
Adventhealth Lake Wales Lake Wales $211.04 $3.58 – $7.95
Adventhealth Palm Coast Parkway Palm Coast $85.05 $3.40 – $7.65
Adventhealth Tampa Tampa $130.19 $3.58 – $7.95
AdventHealth New Smyrna Beach New Smyrna Beach $29.13 $3.40 – $7.82
Adventhealth Port Charlotte Port Charlotte $23.37 $3.58 – $6.54
cleveland clinic florida weston hospital Weston $32.50 $2.15 – $13.00
martin north hospital Stuart $32.50 $2.15 – $17.00

All Florida hospitals for this procedure →