Patten bottom at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$286.13 with Humana vs $353.98 with Longevity Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $286.13
TriWest Healthcare Alliance FED $289.08
Humana MGMCRPPO $294.98
Wellmed MGMCR $294.98
United VACCN $294.98
NDMS Definitive Care MGMCR $294.98
United Behavioral Health VACCN $294.98
Veterans Evaluation Services MCR $294.98
Humana MGMCRHMO $294.98
BCBS MCRHMO $300.88
United MCR $300.88
BCBS MCRPPO $300.88
Aetna MCR $302.35
WellCare MCR $309.73
Sunshine State MCR $309.73
American Health Plan MCR $312.68
Florida Complete Care MCR $315.63
Align Senior Care MGMCR $315.63
Healthspring of Florida MGMGR $315.63
Gold Kidney of Florida MCR $321.53
Centurion GVT $324.48
Clear Spring Health MCR $324.48
Ultimate Health Plan MCR $339.23
Longevity Health Plan MCR $353.98

Visitor-reported prices

visitor-reported
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Patten bottom at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $235.98 – $353.98
cleveland clinic florida weston hospital Weston not published $445.95 – $445.95
martin north hospital Stuart not published $426.11 – $426.11
indian river hospital Vero Beach not published $534.32 – $534.32
HCA FLORIDA BRANDON HOSPITAL TAMPA not published $286.13 – $427.72
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS not published $280.23 – $427.72
HCA FLORIDA KENDALL HOSPITAL DORAL not published $286.13 – $619.46
HCA FLORIDA CAPITAL HOSPITAL TALLAHASSEE not published $286.13 – $501.47

All Florida hospitals for this procedure →