Narcosynthesis at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$566.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$566.55

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$62.32 with BCBS vs $566.55 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MBN $62.32 ↓ -89%
BCBS SBN $62.32 ↓ -89%
BCBS BSL $62.32 ↓ -89%
Oscar HIX $73.65 ↓ -87%
BCBS NWB $84.42 ↓ -85%
BCBS PPO $84.42 ↓ -85%
BCBS HMO $85.55 ↓ -85%
Simply MGMCR $87.25 ↓ -85%
Simply Healthcare HIX $94.61 ↓ -83%
Cigna NBN $98.58 ↓ -83%
Molina Healthcare MGMCR $107.64 ↓ -81%
United OptionsPPO $116.71 ↓ -79%
AvMed HMOFI $135.97 ↓ -76%
CorVel Corporation WORKERSCOMP $136.80 ↓ -76%
Prime Health WC $139.68 ↓ -75%
Careworks (Rockport Community) WORKERSCOMP $144.00 ↓ -75%
Sunshine State Health Plan QHP $144.47 ↓ -75%
BCBS PHS $146.74 ↓ -74%
AvMed ASOEO $158.63 ↓ -72%
Aetna QHP $166.00 ↓ -71%
Aetna ASA $169.97 ↓ -70%
Molina Healthcare HIX $181.30 ↓ -68%
Humana HMO $215.29 ↓ -62%
Humana PPO $215.29 ↓ -62%
Aetna HMO $230.59 ↓ -59%
Aetna PPO $230.59 ↓ -59%
Cigna ManagedCareHMO $235.12 ↓ -58%
Cigna PPO $235.12 ↓ -58%
United GlobalBenefitPlan $254.95 ↓ -55%
Prime Health Sheriff WORKERSCOMP $283.27 ↓ -50%
Plotkin Health COMM $283.27 ↓ -50%
AvMed HIXOON $283.27 ↓ -50%
Prime Health Sheriff COMM $283.27 ↓ -50%
Naphcare Prison $368.26 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $368.26 ↓ -35%
Multiplan Primary $441.91 ↓ -22%
Evernorth BHCOMM $453.24 ↓ -20%
PPO Next COMM $481.57 ↓ -15%
PPO Next PPO $481.57 ↓ -15%
Multiplan Complementary $481.57 ↓ -15%
NovaNet COMM $509.89 ↓ -10%
Evolutions Healthcare TRADITIONALPPO $509.89 ↓ -10%
Beacon Health Options MCR $566.55 ↑ +0%

Visitor-reported prices

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Narcosynthesis at other Florida hospitals

Hospital City Cash price Negotiated range
martin north hospital Stuart $812.50 $94.07 – $937.50
indian river hospital Vero Beach $812.50 $112.51 – $1,062.50
HCA FLORIDA MERCY HOSPITAL MIAMI $1,009.00 $143.45 – $146.47
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE not published $136.80 – $139.68
cleveland clinic florida weston hospital Weston not published $149.38 – $203.89
HCA FLORIDA BRANDON HOSPITAL TAMPA not published $136.80 – $139.68
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS not published $139.65 – $142.59
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville not published $154.83 – $385.80

All Florida hospitals for this procedure →