MRI upper extremity w/dye at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$828.27 with United vs $13,999.75 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $828.27
CorVel Corporation WORKERSCOMP $1,752.93
Prime Health WC $1,789.83
Careworks (Rockport Community) WORKERSCOMP $1,845.19
Simply MGMCR $2,155.96
Molina Healthcare MGMCR $2,659.95
United OptionsPPO $2,883.95
AvMed HMOFI $3,110.00
Aetna QHP $3,399.00
AvMed ASOEO $3,418.00
Sunshine State Health Plan QHP $3,569.94
Aetna ASA $4,199.93
Molina Healthcare HIX $4,479.92
Aetna HMO $5,100.00
Aetna PPO $5,100.00
United GlobalBenefitPlan $6,299.89
Plotkin Health COMM $6,999.88
AvMed HIXOON $6,999.88
Prime Health Sheriff COMM $6,999.88
Prime Health Sheriff WORKERSCOMP $6,999.88
Naphcare Prison $9,099.84
Evolutions Healthcare MANAGEDCAREPPO $9,099.84
Multiplan Primary $10,919.81
Evernorth BHCOMM $11,199.80
Multiplan Complementary $11,899.79
PPO Next COMM $11,899.79
PPO Next PPO $11,899.79
Evolutions Healthcare TRADITIONALPPO $12,599.77
NovaNet COMM $12,599.77
Beacon Health Options MCR $13,999.75

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

MRI upper extremity w/dye at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $5,673.90 $364.32 – $808.79
AdventHealth New Smyrna Beach New Smyrna Beach $2,770.21 $346.11 – $977.98
Adventhealth Port Charlotte Port Charlotte $7,467.12 $364.32 – $665.25
cleveland clinic florida weston hospital Weston $2,423.20 $67.61 – $2,618.00
martin north hospital Stuart $2,002.00 $60.50 – $1,540.00
indian river hospital Vero Beach $2,002.00 $72.36 – $2,464.00
Baptist Hospital MIAMI $3,191.50 $173.17 – $4,419.00
Bethesda Hospital East BOYNTON BEACH $3,191.50 $255.55 – $4,419.00

All Florida hospitals for this procedure →