MRI guid ndl plc s&i at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL
1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820
$10,267.90
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,267.90
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$492.86 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | MCRPPO | $492.86 | ↓ -95% |
| BCBS | MCRHMO | $494.91 | ↓ -95% |
| Aetna | MCR | $708.49 | ↓ -93% |
| Simply | MGMCR | $1,581.26 | ↓ -85% |
| Molina Healthcare | MGMCR | $1,950.90 | ↓ -81% |
| United | OptionsPPO | $2,115.19 | ↓ -79% |
| Sunshine State Health Plan | QHP | $2,618.31 | ↓ -75% |
| Aetna | ASA | $3,080.37 | ↓ -70% |
| AvMed | HMOFI | $3,110.00 | ↓ -70% |
| Molina Healthcare | HIX | $3,285.73 | ↓ -68% |
| Aetna | QHP | $3,399.00 | ↓ -67% |
| AvMed | ASOEO | $3,418.00 | ↓ -67% |
| United | GlobalBenefitPlan | $4,620.56 | ↓ -55% |
| Aetna | HMO | $5,100.00 | ↓ -50% |
| Aetna | PPO | $5,100.00 | ↓ -50% |
| Prime Health Sheriff | COMM | $5,133.95 | ↓ -50% |
| AvMed | HIXOON | $5,133.95 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $5,133.95 | ↓ -50% |
| Plotkin Health | COMM | $5,133.95 | ↓ -50% |
| Evolutions Healthcare | MANAGEDCAREPPO | $6,674.14 | ↓ -35% |
| Naphcare | Prison | $6,674.14 | ↓ -35% |
| Multiplan | Primary | $8,008.96 | ↓ -22% |
| Evernorth | BHCOMM | $8,214.32 | ↓ -20% |
| PPO Next | COMM | $8,727.72 | ↓ -15% |
| Multiplan | Complementary | $8,727.72 | ↓ -15% |
| PPO Next | PPO | $8,727.72 | ↓ -15% |
| Evolutions Healthcare | TRADITIONALPPO | $9,241.11 | ↓ -10% |
| NovaNet | COMM | $9,241.11 | ↓ -10% |
| Beacon Health Options | MCR | $10,267.90 | ↑ +0% |
| American Health Plan | MCR | $15,000.00 | ↑ +46% |
Visitor-reported prices
Comments
MRI guid ndl plc s&i at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Tampa | Tampa | $4,381.89 | not published |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $3,165.13 | not published |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $11,267.00 | $946.00 – $946.00 |
| cleveland clinic florida weston hospital | Weston | $2,057.90 | $63.64 – $2,181.10 |
| martin north hospital | Stuart | $1,667.90 | $56.94 – $1,283.00 |
| indian river hospital | Vero Beach | $1,667.90 | $68.10 – $2,052.80 |
| Baptist Hospital | MIAMI | $4,470.05 | $132.75 – $6,189.30 |
| Bethesda Hospital East | BOYNTON BEACH | $4,470.05 | $132.75 – $6,189.30 |