MRI cardiac morph & func wo IV cont at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL
1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820
$13,999.75
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$13,999.75
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$517.79 with United vs $13,999.75 with Beacon Health Options — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United | AllPayerAppendix | $517.79 | ↓ -96% |
| CorVel Corporation | WORKERSCOMP | $1,880.08 | ↓ -87% |
| Prime Health | WC | $1,919.66 | ↓ -86% |
| Careworks (Rockport Community) | WORKERSCOMP | $1,979.03 | ↓ -86% |
| Simply | MGMCR | $2,155.96 | ↓ -85% |
| Molina Healthcare | MGMCR | $2,659.95 | ↓ -81% |
| United | OptionsPPO | $2,883.95 | ↓ -79% |
| AvMed | HMOFI | $3,110.00 | ↓ -78% |
| Aetna | QHP | $3,399.00 | ↓ -76% |
| AvMed | ASOEO | $3,418.00 | ↓ -76% |
| Sunshine State Health Plan | QHP | $3,569.94 | ↓ -74% |
| Aetna | ASA | $4,199.93 | ↓ -70% |
| Molina Healthcare | HIX | $4,479.92 | ↓ -68% |
| Aetna | HMO | $5,100.00 | ↓ -64% |
| Aetna | PPO | $5,100.00 | ↓ -64% |
| United | GlobalBenefitPlan | $6,299.89 | ↓ -55% |
| Plotkin Health | COMM | $6,999.88 | ↓ -50% |
| AvMed | HIXOON | $6,999.88 | ↓ -50% |
| Prime Health Sheriff | COMM | $6,999.88 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $6,999.88 | ↓ -50% |
| Naphcare | Prison | $9,099.84 | ↓ -35% |
| Evolutions Healthcare | MANAGEDCAREPPO | $9,099.84 | ↓ -35% |
| Multiplan | Primary | $10,919.81 | ↓ -22% |
| Evernorth | BHCOMM | $11,199.80 | ↓ -20% |
| Multiplan | Complementary | $11,899.79 | ↓ -15% |
| PPO Next | COMM | $11,899.79 | ↓ -15% |
| PPO Next | PPO | $11,899.79 | ↓ -15% |
| Evolutions Healthcare | TRADITIONALPPO | $12,599.77 | ↓ -10% |
| NovaNet | COMM | $12,599.77 | ↓ -10% |
| Beacon Health Options | MCR | $13,999.75 | ↑ +0% |
Visitor-reported prices
Comments
MRI cardiac morph & func wo IV cont at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Tampa | Tampa | $3,602.24 | $249.17 – $553.15 |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $3,654.00 | $517.79 – $1,899.00 |
| Adventhealth Port Charlotte | Port Charlotte | $1,025.07 | $249.17 – $454.98 |
| cleveland clinic florida weston hospital | Weston | $1,966.25 | $97.74 – $1,772.25 |
| martin north hospital | Stuart | $1,355.25 | $87.45 – $1,042.50 |
| indian river hospital | Vero Beach | $1,355.25 | $104.60 – $1,668.00 |
| Baptist Hospital | MIAMI | $1,392.95 | $151.97 – $1,928.70 |
| Bethesda Hospital East | BOYNTON BEACH | $1,392.95 | $151.97 – $1,928.70 |