Mr spectroscopy at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$13,999.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$13,999.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$182.03 with United vs $13,999.75 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $182.03 ↓ -99%
CorVel Corporation WORKERSCOMP $1,033.70 ↓ -93%
Prime Health WC $1,055.47 ↓ -92%
Careworks (Rockport Community) WORKERSCOMP $1,088.11 ↓ -92%
Simply MGMCR $2,155.96 ↓ -85%
Molina Healthcare MGMCR $2,659.95 ↓ -81%
United OptionsPPO $2,883.95 ↓ -79%
AvMed HMOFI $3,110.00 ↓ -78%
Aetna QHP $3,399.00 ↓ -76%
AvMed ASOEO $3,418.00 ↓ -76%
Sunshine State Health Plan QHP $3,569.94 ↓ -74%
Aetna ASA $4,199.93 ↓ -70%
Molina Healthcare HIX $4,479.92 ↓ -68%
Aetna HMO $5,100.00 ↓ -64%
Aetna PPO $5,100.00 ↓ -64%
United GlobalBenefitPlan $6,299.89 ↓ -55%
Plotkin Health COMM $6,999.88 ↓ -50%
AvMed HIXOON $6,999.88 ↓ -50%
Prime Health Sheriff COMM $6,999.88 ↓ -50%
Prime Health Sheriff WORKERSCOMP $6,999.88 ↓ -50%
Naphcare Prison $9,099.84 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $9,099.84 ↓ -35%
Multiplan Primary $10,919.81 ↓ -22%
Evernorth BHCOMM $11,199.80 ↓ -20%
Multiplan Complementary $11,899.79 ↓ -15%
PPO Next COMM $11,899.79 ↓ -15%
PPO Next PPO $11,899.79 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $12,599.77 ↓ -10%
NovaNet COMM $12,599.77 ↓ -10%
Beacon Health Options MCR $13,999.75 ↑ +0%

Visitor-reported prices

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Mr spectroscopy at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $6,477.52 $90.88 – $656.68
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $12,766.00 $182.03 – $1,044.11
cleveland clinic florida weston hospital Weston $798.20 $58.11 – $646.00
martin north hospital Stuart $494.00 $51.99 – $468.00
indian river hospital Vero Beach $304.20 $62.19 – $468.00
Baptist Hospital MIAMI $2,882.75 $90.88 – $3,991.50
Bethesda Hospital East BOYNTON BEACH $2,882.75 $90.88 – $3,991.50
Boca Raton Regional Hospital BOCA RATON $1,708.85 $89.25 – $1,716.74

All Florida hospitals for this procedure →