Morphine 4 mg/ml injection (wrapper) at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.49 with Humana vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $4.49
BCBS MCRPPO $7.92
BCBS MCRHMO $7.95
United AllPayerAppendix $8.06
Aetna MCR $11.38
BCBS BSL $18.15
BCBS SBN $18.15
BCBS MBN $18.15
BCBS PPO $24.59
BCBS NWB $24.59
BCBS HMO $24.91
Simply MGMCR $25.41
United OptionsPPO $33.99
BCBS PHS $42.73
Aetna ASA $49.50
Molina Healthcare HIX $52.80
United GlobalBenefitPlan $74.25
Plotkin Health COMM $82.50
Prime Health Sheriff WORKERSCOMP $82.50
Prime Health Sheriff COMM $82.50
AvMed HIXOON $82.50
Evolutions Healthcare MANAGEDCAREPPO $107.25
Naphcare Prison $107.25
Multiplan Primary $128.70
Evernorth BHCOMM $132.00
PPO Next COMM $140.25
PPO Next PPO $140.25
Multiplan Complementary $140.25
Evolutions Healthcare TRADITIONALPPO $148.50
NovaNet COMM $148.50
Beacon Health Options MCR $165.00
American Health Plan MCR $15,000.00
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Morphine 4 mg/ml injection (wrapper) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $422.23 not published
Adventhealth Palm Coast Parkway Palm Coast $477.66 not published
Adventhealth Tampa Tampa $727.79 not published
AdventHealth New Smyrna Beach New Smyrna Beach $542.43 not published
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $53.56 $5.65 – $6.87
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $14.36 $6.87 – $7.64
Ascension Sacred Heart Gulf (Sacred Heart Health System, Inc.) Joe $18.16 $6.87 – $15.16
Ascension Sacred Heart Bay (Bay County Health System, Inc.) Panama City $5.20 $5.65 – $6.87

All Florida hospitals for this procedure →