Mnt subs tx for change dx at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL
1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820
$99.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$99.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$10.89 with BCBS vs $99.00 with Beacon Health Options — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | BSL | $10.89 | ↓ -89% |
| BCBS | MBN | $10.89 | ↓ -89% |
| BCBS | SBN | $10.89 | ↓ -89% |
| Oscar | HIX | $12.87 | ↓ -87% |
| BCBS | PPO | $14.75 | ↓ -85% |
| BCBS | NWB | $14.75 | ↓ -85% |
| BCBS | HMO | $14.95 | ↓ -85% |
| Simply | MGMCR | $15.25 | ↓ -85% |
| Simply Healthcare | HIX | $16.53 | ↓ -83% |
| Cigna | NBN | $17.23 | ↓ -83% |
| Molina Healthcare | MGMCR | $18.81 | ↓ -81% |
| United | OptionsPPO | $20.39 | ↓ -79% |
| AvMed | HMOFI | $23.76 | ↓ -76% |
| Sunshine State Health Plan | QHP | $25.25 | ↓ -74% |
| BCBS | PHS | $25.64 | ↓ -74% |
| TriWest Healthcare Alliance | FED | $25.97 | ↓ -74% |
| Humana | MGMCRPPO | $26.50 | ↓ -73% |
| Humana | MGMCRHMO | $26.50 | ↓ -73% |
| Veterans Evaluation Services | MCR | $26.50 | ↓ -73% |
| Wellmed | MGMCR | $26.50 | ↓ -73% |
| NDMS Definitive Care | MGMCR | $26.50 | ↓ -73% |
| United Behavioral Health | VACCN | $26.50 | ↓ -73% |
| United | VACCN | $26.50 | ↓ -73% |
| United | MCR | $27.03 | ↓ -73% |
| BCBS | MCRHMO | $27.03 | ↓ -73% |
| BCBS | MCRPPO | $27.03 | ↓ -73% |
| Aetna | MCR | $27.16 | ↓ -73% |
| AvMed | ASOEO | $27.72 | ↓ -72% |
| WellCare | MCR | $27.83 | ↓ -72% |
| Sunshine State | MCR | $27.83 | ↓ -72% |
| American Health Plan | MCR | $28.09 | ↓ -72% |
| Align Senior Care | MGMCR | $28.36 | ↓ -71% |
| Florida Complete Care | MCR | $28.36 | ↓ -71% |
| Healthspring of Florida | MGMGR | $28.36 | ↓ -71% |
| Gold Kidney of Florida | MCR | $28.89 | ↓ -71% |
| Aetna | QHP | $29.01 | ↓ -71% |
| Clear Spring Health | MCR | $29.15 | ↓ -71% |
| Centurion | GVT | $29.15 | ↓ -71% |
| Aetna | ASA | $29.70 | ↓ -70% |
| CorVel Corporation | WORKERSCOMP | $30.40 | ↓ -69% |
| Ultimate Health Plan | MCR | $30.47 | ↓ -69% |
| Prime Health | WC | $31.04 | ↓ -69% |
| Molina Healthcare | HIX | $31.68 | ↓ -68% |
| Longevity Health Plan | MCR | $31.80 | ↓ -68% |
| Careworks (Rockport Community) | WORKERSCOMP | $32.00 | ↓ -68% |
| Humana | PPO | $37.62 | ↓ -62% |
| Humana | HMO | $37.62 | ↓ -62% |
| Aetna | HMO | $40.29 | ↓ -59% |
| Aetna | PPO | $40.29 | ↓ -59% |
| Cigna | PPO | $41.09 | ↓ -58% |
| Cigna | ManagedCareHMO | $41.09 | ↓ -58% |
| United | GlobalBenefitPlan | $44.55 | ↓ -55% |
| AvMed | HIXOON | $49.50 | ↓ -50% |
| Prime Health Sheriff | COMM | $49.50 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $49.50 | ↓ -50% |
| Plotkin Health | COMM | $49.50 | ↓ -50% |
| Evolutions Healthcare | MANAGEDCAREPPO | $64.35 | ↓ -35% |
| Naphcare | Prison | $64.35 | ↓ -35% |
| Multiplan | Primary | $77.22 | ↓ -22% |
| Evernorth | BHCOMM | $79.20 | ↓ -20% |
| PPO Next | PPO | $84.15 | ↓ -15% |
| PPO Next | COMM | $84.15 | ↓ -15% |
| Multiplan | Complementary | $84.15 | ↓ -15% |
| NovaNet | COMM | $89.10 | ↓ -10% |
| Evolutions Healthcare | TRADITIONALPPO | $89.10 | ↓ -10% |
| Beacon Health Options | MCR | $99.00 | ↑ +0% |
Visitor-reported prices
Comments
Mnt subs tx for change dx at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| cleveland clinic florida weston hospital | Weston | $128.70 | $22.51 – $198.00 |
| martin north hospital | Stuart | $128.70 | $20.76 – $198.00 |
| indian river hospital | Vero Beach | $128.70 | $6.16 – $198.00 |
| Boca Raton Regional Hospital | BOCA RATON | $66.30 | $27.38 – $102.00 |
| Ascension St. Vincent's Riverside (St. Vincent's Medical Center, Inc.) | Jacksonville | $58.74 | $75.58 – $75.58 |
| HCA FLORIDA CAPITAL HOSPITAL | TALLAHASSEE | $159.05 | $26.50 – $45.05 |
| HCA FLORIDA AVENTURA HOSPITAL | HIALEAH | $161.00 | $27.69 – $40.56 |
| HCA FLORIDA HIGHLANDS HOSPITAL | Sebring | $144.00 | $26.50 – $31.80 |