Metabolic Blood Panel (Basic) at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.67 with Humana vs $3,470.15 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $7.67
TriWest Healthcare Alliance FED $8.29
United AllPayerAppendix $8.46
Veterans Evaluation Services MCR $8.46
Humana MGMCRHMO $8.46
Humana MGMCRPPO $8.46
NDMS Definitive Care MGMCR $8.46
Wellmed MGMCR $8.46
United Behavioral Health VACCN $8.46
United VACCN $8.46
BCBS MCRHMO $8.63
BCBS MCRPPO $8.63
United MCR $8.63
Aetna MCR $8.67
Sunshine State MCR $8.88
WellCare MCR $8.88
American Health Plan MCR $8.97
Healthspring of Florida MGMGR $9.05
Align Senior Care MGMCR $9.05
Florida Complete Care MCR $9.05
Gold Kidney of Florida MCR $9.22
Clear Spring Health MCR $9.31
Centurion GVT $9.31
Ultimate Health Plan MCR $9.73
Longevity Health Plan MCR $10.15
Oscar HIX $11.42
Simply Healthcare HIX $13.20
CorVel Corporation WORKERSCOMP $213.53
Prime Health WC $218.03
Careworks (Rockport Community) WORKERSCOMP $224.77
Simply MGMCR $534.40
Molina Healthcare MGMCR $659.33
United OptionsPPO $714.85
AvMed HMOFI $832.84
Sunshine State Health Plan QHP $884.89
AvMed ASOEO $971.64
Aetna ASA $1,041.05
Molina Healthcare HIX $1,110.45
Humana PPO $1,318.66
Humana HMO $1,318.66
United GlobalBenefitPlan $1,561.57
AvMed HIXOON $1,735.08
Plotkin Health COMM $1,735.08
Prime Health Sheriff COMM $1,735.08
Prime Health Sheriff WORKERSCOMP $1,735.08
Evolutions Healthcare MANAGEDCAREPPO $2,255.60
Naphcare Prison $2,255.60
Multiplan Primary $2,706.72
Evernorth BHCOMM $2,776.12
PPO Next PPO $2,949.63
PPO Next COMM $2,949.63
Multiplan Complementary $2,949.63
NovaNet COMM $3,123.14
Evolutions Healthcare TRADITIONALPPO $3,123.14
Beacon Health Options MCR $3,470.15
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Metabolic Blood Panel (Basic) at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $306.47 $8.04 – $14.12
Adventhealth Lake Wales Lake Wales $974.78 $8.46 – $18.78
Adventhealth Palm Coast Parkway Palm Coast $333.10 $8.04 – $18.07
Adventhealth Tampa Tampa $504.13 $8.46 – $18.78
AdventHealth New Smyrna Beach New Smyrna Beach $276.08 $8.04 – $18.48
Adventhealth Port Charlotte Port Charlotte $62.78 $8.46 – $15.45
cleveland clinic florida weston hospital Weston $100.10 $3.55 – $130.90
martin north hospital Stuart $278.20 $4.54 – $321.00

All Florida hospitals for this procedure →