Mayo factor v at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$183.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$183.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.74 with CorVel Corporation vs $183.20 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $8.74 ↓ -95%
Prime Health WC $8.92 ↓ -95%
Careworks (Rockport Community) WORKERSCOMP $9.20 ↓ -95%
Humana TRICARE $16.00 ↓ -91%
TriWest Healthcare Alliance FED $17.30 ↓ -91%
Humana MGMCRPPO $17.65 ↓ -90%
NDMS Definitive Care MGMCR $17.65 ↓ -90%
United AllPayerAppendix $17.65 ↓ -90%
United VACCN $17.65 ↓ -90%
Wellmed MGMCR $17.65 ↓ -90%
Veterans Evaluation Services MCR $17.65 ↓ -90%
Humana MGMCRHMO $17.65 ↓ -90%
United Behavioral Health VACCN $17.65 ↓ -90%
BCBS MCRHMO $18.00 ↓ -90%
BCBS MCRPPO $18.00 ↓ -90%
United MCR $18.00 ↓ -90%
Aetna MCR $18.09 ↓ -90%
WellCare MCR $18.53 ↓ -90%
Sunshine State MCR $18.53 ↓ -90%
American Health Plan MCR $18.71 ↓ -90%
Healthspring of Florida MGMGR $18.89 ↓ -90%
Align Senior Care MGMCR $18.89 ↓ -90%
Florida Complete Care MCR $18.89 ↓ -90%
Gold Kidney of Florida MCR $19.24 ↓ -89%
Clear Spring Health MCR $19.41 ↓ -89%
Centurion GVT $19.41 ↓ -89%
Ultimate Health Plan MCR $20.30 ↓ -89%
Longevity Health Plan MCR $21.18 ↓ -88%
Oscar HIX $23.83 ↓ -87%
Simply Healthcare HIX $27.53 ↓ -85%
Simply MGMCR $28.21 ↓ -85%
Molina Healthcare MGMCR $34.81 ↓ -81%
United OptionsPPO $37.74 ↓ -79%
AvMed HMOFI $43.97 ↓ -76%
Sunshine State Health Plan QHP $46.72 ↓ -74%
AvMed ASOEO $51.30 ↓ -72%
Aetna ASA $54.96 ↓ -70%
Molina Healthcare HIX $58.62 ↓ -68%
Humana HMO $69.62 ↓ -62%
Humana PPO $69.62 ↓ -62%
United GlobalBenefitPlan $82.44 ↓ -55%
AvMed HIXOON $91.60 ↓ -50%
Prime Health Sheriff COMM $91.60 ↓ -50%
Prime Health Sheriff WORKERSCOMP $91.60 ↓ -50%
Plotkin Health COMM $91.60 ↓ -50%
Evolutions Healthcare MANAGEDCAREPPO $119.08 ↓ -35%
Naphcare Prison $119.08 ↓ -35%
Multiplan Primary $142.90 ↓ -22%
Evernorth BHCOMM $146.56 ↓ -20%
PPO Next PPO $155.72 ↓ -15%
Multiplan Complementary $155.72 ↓ -15%
PPO Next COMM $155.72 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $164.88 ↓ -10%
NovaNet COMM $164.88 ↓ -10%
Beacon Health Options MCR $183.20 ↑ +0%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Mayo factor v at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $68.40 $16.77 – $29.46
Adventhealth Palm Coast Parkway Palm Coast $69.85 $16.77 – $37.70
Adventhealth Tampa Tampa $125.48 $17.65 – $39.18
AdventHealth New Smyrna Beach New Smyrna Beach $86.43 $16.77 – $38.56
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $360.00 $8.64 – $25.59
Adventhealth Port Charlotte Port Charlotte $130.49 $17.65 – $32.23
cleveland clinic florida weston hospital Weston $52.65 $2.12 – $68.00
martin north hospital Stuart $52.65 $2.23 – $60.00

All Florida hospitals for this procedure →