Lumbar diskogram s&i at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,994.82 with Simply vs $12,953.35 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $1,994.82
Molina Healthcare MGMCR $2,461.14
United OptionsPPO $2,668.39
AvMed HMOFI $3,108.80
Sunshine State Health Plan QHP $3,303.10
AvMed ASOEO $3,626.94
CorVel Corporation WORKERSCOMP $3,741.72
Prime Health WC $3,820.49
Aetna ASA $3,886.01
Careworks (Rockport Community) WORKERSCOMP $3,938.65
United AllPayerAppendix $3,947.38
Molina Healthcare HIX $4,145.07
Humana HMO $4,922.27
Humana PPO $4,922.27
United GlobalBenefitPlan $5,829.01
AvMed HIXOON $6,476.68
Prime Health Sheriff COMM $6,476.68
Plotkin Health COMM $6,476.68
Prime Health Sheriff WORKERSCOMP $6,476.68
Naphcare Prison $8,419.68
Evolutions Healthcare MANAGEDCAREPPO $8,419.68
Multiplan Primary $10,103.61
Evernorth BHCOMM $10,362.68
PPO Next COMM $11,010.35
Multiplan Complementary $11,010.35
PPO Next PPO $11,010.35
Evolutions Healthcare TRADITIONALPPO $11,658.01
NovaNet COMM $11,658.01
Beacon Health Options MCR $12,953.35
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Lumbar diskogram s&i at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $6,598.98 $2,039.19 – $4,527.00
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $9,880.00 $3,701.44 – $3,947.38
Adventhealth Port Charlotte Port Charlotte $7,811.03 $2,039.19 – $3,853.47
cleveland clinic florida weston hospital Weston $11,163.75 $36.10 – $14,316.55
martin north hospital Stuart $11,163.75 $32.30 – $8,421.50
indian river hospital Vero Beach $215.80 $32.94 – $2,243.11
Baptist Hospital MIAMI $3,412.50 $173.17 – $4,184.10
Bethesda Hospital East BOYNTON BEACH $3,412.50 $353.09 – $4,184.10

All Florida hospitals for this procedure →