Kidney function study at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$19,860.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$19,860.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$848.52 with United vs $19,860.70 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United AllPayerAppendix $848.52 ↓ -96%
CorVel Corporation WORKERSCOMP $2,048.00 ↓ -90%
Prime Health WC $2,091.12 ↓ -89%
Careworks (Rockport Community) WORKERSCOMP $2,155.79 ↓ -89%
Simply MGMCR $3,058.55 ↓ -85%
Molina Healthcare MGMCR $3,773.53 ↓ -81%
United OptionsPPO $4,091.30 ↓ -79%
AvMed HMOFI $4,766.57 ↓ -76%
Sunshine State Health Plan QHP $5,064.48 ↓ -74%
AvMed ASOEO $5,561.00 ↓ -72%
Aetna ASA $5,958.21 ↓ -70%
Molina Healthcare HIX $6,355.42 ↓ -68%
Humana HMO $7,547.07 ↓ -62%
Humana PPO $7,547.07 ↓ -62%
United GlobalBenefitPlan $8,937.32 ↓ -55%
Plotkin Health COMM $9,930.35 ↓ -50%
Prime Health Sheriff WORKERSCOMP $9,930.35 ↓ -50%
AvMed HIXOON $9,930.35 ↓ -50%
Prime Health Sheriff COMM $9,930.35 ↓ -50%
Naphcare Prison $12,909.45 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $12,909.45 ↓ -35%
Multiplan Primary $15,491.35 ↓ -22%
Evernorth BHCOMM $15,888.56 ↓ -20%
PPO Next COMM $16,881.60 ↓ -15%
Multiplan Complementary $16,881.60 ↓ -15%
PPO Next PPO $16,881.60 ↓ -15%
NovaNet COMM $17,874.63 ↓ -10%
Evolutions Healthcare TRADITIONALPPO $17,874.63 ↓ -10%
Beacon Health Options MCR $19,860.70 ↑ +0%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Kidney function study at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $2,351.70 $14.91 – $459.22
martin north hospital Stuart $98.80 $13.34 – $459.22
indian river hospital Vero Beach $98.80 $13.82 – $459.22
Baptist Hospital MIAMI $1,064.05 $173.17 – $1,473.30
Bethesda Hospital East BOYNTON BEACH $1,064.05 $234.02 – $1,473.30
Doctors Hospital CORAL GABLES $1,064.05 $226.86 – $1,473.30
Baptist Health Hospital Doral SOUTH MIAMI $1,064.05 $226.86 – $1,473.30
Fishermens Community Hospital MARATHON $1,064.05 $226.86 – $1,473.30

All Florida hospitals for this procedure →