IV infusion therapy/prophylaxis/diagnosis initial up to 1 hour at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$72.20 with CorVel Corporation vs $589.25 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $72.20
Prime Health WC $73.72
Careworks (Rockport Community) WORKERSCOMP $76.00
Oscar HIX $76.60
Simply MGMCR $90.74
Simply Healthcare HIX $98.40
Cigna NBN $102.53
BCBS SBN $104.57
BCBS MBN $104.57
BCBS BSL $104.57
Molina Healthcare MGMCR $111.96
United OptionsPPO $121.39
AvMed HMOFI $141.42
BCBS NWB $141.64
BCBS PPO $141.64
BCBS HMO $143.54
Sunshine State Health Plan QHP $150.26
AvMed ASOEO $164.99
Aetna QHP $172.65
Aetna ASA $176.78
Molina Healthcare HIX $188.56
Humana HMO $223.91
Humana PPO $223.91
Aetna PPO $239.82
Aetna HMO $239.82
Cigna ManagedCareHMO $244.54
Cigna PPO $244.54
BCBS PHS $246.21
United GlobalBenefitPlan $265.16
Plotkin Health COMM $294.63
Prime Health Sheriff WORKERSCOMP $294.63
AvMed HIXOON $294.63
Prime Health Sheriff COMM $294.63
Naphcare Prison $383.01
Evolutions Healthcare MANAGEDCAREPPO $383.01
Multiplan Primary $459.62
Evernorth BHCOMM $471.40
PPO Next COMM $500.86
PPO Next PPO $500.86
Multiplan Complementary $500.86
NovaNet COMM $530.33
Evolutions Healthcare TRADITIONALPPO $530.33
Beacon Health Options MCR $589.25

Visitor-reported prices

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IV infusion therapy/prophylaxis/diagnosis initial up to 1 hour at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $965.64 $211.02 – $370.72
Adventhealth Lake Wales Lake Wales $1,563.84 $222.12 – $493.11
Adventhealth Palm Coast Parkway Palm Coast $976.31 $211.02 – $474.43
Adventhealth Tampa Tampa $964.75 $222.12 – $493.11
AdventHealth New Smyrna Beach New Smyrna Beach $792.51 $211.02 – $485.22
Adventhealth Port Charlotte Port Charlotte $1,390.46 $222.12 – $405.59
cleveland clinic florida weston hospital Weston $273.65 $45.70 – $357.85
martin north hospital Stuart $1,181.70 $45.70 – $909.00

All Florida hospitals for this procedure →