Instillation anticarcinogenic agent bladder at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,735.00 with Simply Healthcare vs $40,673.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply Healthcare HIX $1,735.00
Molina Healthcare MGMCR $1,950.00
Simply MGMCR $2,250.00
Oscar HIX $2,516.00
BCBS PHS $3,159.00
Molina Healthcare HIX $3,242.00
CorVel Corporation WORKERSCOMP $3,243.79
BCBS BSL $3,285.00
BCBS SBN $3,285.00
BCBS MBN $3,285.00
Prime Health WC $3,312.08
Careworks (Rockport Community) WORKERSCOMP $3,414.52
BCBS HMO $3,689.00
BCBS PPO $3,702.00
BCBS NWB $3,702.00
United AllPayerAppendix $4,456.00
AvMed HMOFI $8,168.00
AvMed ASOEO $8,971.00
Cigna NBN $17,004.00
Cigna ManagedCareHMO $40,673.00
Cigna PPO $40,673.00
Aetna PPO not published by hospital
Aetna HMO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

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Instillation anticarcinogenic agent bladder at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Palm Coast Parkway Palm Coast $943.82 $691.76 – $1,555.30
Adventhealth Tampa Tampa $1,932.07 not published
AdventHealth New Smyrna Beach New Smyrna Beach $1,033.71 $691.76 – $1,590.69
cleveland clinic florida weston hospital Weston $2,494.70 $41.33 – $3,262.30
martin north hospital Stuart $2,494.70 $41.33 – $1,919.00
indian river hospital Vero Beach $2,494.70 $41.33 – $3,070.40
Baptist Hospital MIAMI $777.40 $173.17 – $1,076.40
Ascension Sacred Heart Pensacola (Sacred Heart Health System, Inc.) Pensacola $1,030.40 $68.33 – $1,239.48

All Florida hospitals for this procedure →