Insitu hybridization manual at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$290.85

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$290.85

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.81 with Oscar vs $292.21 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Oscar HIX $37.81 ↓ -87%
Simply MGMCR $44.79 ↓ -85%
Simply Healthcare HIX $48.57 ↓ -83%
Molina Healthcare MGMCR $55.26 ↓ -81%
United OptionsPPO $59.92 ↓ -79%
AvMed HMOFI $69.80 ↓ -76%
Sunshine State Health Plan QHP $74.17 ↓ -74%
AvMed ASOEO $81.44 ↓ -72%
Aetna ASA $87.25 ↓ -70%
Molina Healthcare HIX $93.07 ↓ -68%
Humana HMO $110.52 ↓ -62%
Humana PPO $110.52 ↓ -62%
United GlobalBenefitPlan $130.88 ↓ -55%
Plotkin Health COMM $145.43 ↓ -50%
Prime Health Sheriff WORKERSCOMP $145.43 ↓ -50%
Prime Health Sheriff COMM $145.43 ↓ -50%
AvMed HIXOON $145.43 ↓ -50%
Evolutions Healthcare MANAGEDCAREPPO $189.05 ↓ -35%
Naphcare Prison $189.05 ↓ -35%
Multiplan Primary $226.86 ↓ -22%
Evernorth BHCOMM $232.68 ↓ -20%
PPO Next COMM $247.22 ↓ -15%
Multiplan Complementary $247.22 ↓ -15%
PPO Next PPO $247.22 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $261.77 ↓ -10%
NovaNet COMM $261.77 ↓ -10%
CorVel Corporation WORKERSCOMP $277.60 ↓ -5%
Prime Health WC $283.44 ↓ -3%
Beacon Health Options MCR $290.85 ↑ +0%
United AllPayerAppendix $291.26 ↑ +0%
Careworks (Rockport Community) WORKERSCOMP $292.21 ↑ +0%
Aetna HMO not published by hospital
Aetna QHP not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Insitu hybridization manual at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Port Charlotte Port Charlotte $1,945.52 $374.32 – $683.50
cleveland clinic florida weston hospital Weston $323.70 $94.71 – $423.30
martin north hospital Stuart $482.95 $84.33 – $411.75
Baptist Hospital MIAMI $324.35 $60.20 – $419.24
Bethesda Hospital East BOYNTON BEACH $324.35 $69.95 – $389.29
Boca Raton Regional Hospital BOCA RATON $364.65 $56.52 – $382.30
Doctors Hospital CORAL GABLES $324.35 $60.90 – $419.24
Baptist Health Hospital Doral SOUTH MIAMI $324.35 $60.55 – $411.75

All Florida hospitals for this procedure →