Infect ag ia direct hiv-1 antgn at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$29.70 with Humana vs $87.87 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $29.70
TriWest Healthcare Alliance FED $32.11
Humana MGMCRPPO $32.77
Wellmed MGMCR $32.77
Veterans Evaluation Services MCR $32.77
NDMS Definitive Care MGMCR $32.77
United Behavioral Health VACCN $32.77
United VACCN $32.77
United AllPayerAppendix $32.77
Humana MGMCRHMO $32.77
United MCR $33.43
BCBS MCRHMO $33.43
BCBS MCRPPO $33.43
Aetna MCR $33.59
Sunshine State MCR $34.41
WellCare MCR $34.41
American Health Plan MCR $34.74
Florida Complete Care MCR $35.06
Align Senior Care MGMCR $35.06
Healthspring of Florida MGMGR $35.06
Gold Kidney of Florida MCR $35.72
Clear Spring Health MCR $36.05
Centurion GVT $36.05
Ultimate Health Plan MCR $37.69
Longevity Health Plan MCR $39.32
Oscar HIX $44.24
Simply Healthcare HIX $51.12
CorVel Corporation WORKERSCOMP $83.48
Prime Health WC $85.23
Careworks (Rockport Community) WORKERSCOMP $87.87
Aetna PPO not published by hospital
Aetna QHP not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Infect ag ia direct hiv-1 antgn at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $203.99 $31.13 – $54.69
Adventhealth Lake Wales Lake Wales $203.99 $32.77 – $72.75
Adventhealth Palm Coast Parkway Palm Coast $204.23 $31.13 – $69.99
Adventhealth Tampa Tampa $122.83 $32.77 – $72.75
AdventHealth New Smyrna Beach New Smyrna Beach $172.76 $31.13 – $71.59
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $147.00 $26.22 – $84.31
Adventhealth Port Charlotte Port Charlotte $114.70 $32.77 – $59.84
cleveland clinic florida weston hospital Weston $111.80 $25.65 – $146.20

All Florida hospitals for this procedure →