In situ hybridization per specimen initial single probe stain at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$499.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$499.20

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$64.90 with Oscar vs $499.20 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Oscar HIX $64.90 ↓ -87%
Simply MGMCR $76.88 ↓ -85%
Simply Healthcare HIX $83.37 ↓ -83%
Molina Healthcare MGMCR $94.85 ↓ -81%
United OptionsPPO $102.84 ↓ -79%
AvMed HMOFI $119.81 ↓ -76%
Sunshine State Health Plan QHP $127.30 ↓ -74%
AvMed ASOEO $139.78 ↓ -72%
United AllPayerAppendix $149.16 ↓ -70%
Aetna ASA $149.76 ↓ -70%
Molina Healthcare HIX $159.74 ↓ -68%
Humana HMO $189.70 ↓ -62%
Humana PPO $189.70 ↓ -62%
United GlobalBenefitPlan $224.64 ↓ -55%
AvMed HIXOON $249.60 ↓ -50%
Plotkin Health COMM $249.60 ↓ -50%
Prime Health Sheriff WORKERSCOMP $249.60 ↓ -50%
Prime Health Sheriff COMM $249.60 ↓ -50%
CorVel Corporation WORKERSCOMP $277.60 ↓ -44%
Prime Health WC $283.44 ↓ -43%
Careworks (Rockport Community) WORKERSCOMP $292.21 ↓ -41%
Naphcare Prison $324.48 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $324.48 ↓ -35%
Multiplan Primary $389.38 ↓ -22%
Evernorth BHCOMM $399.36 ↓ -20%
Multiplan Complementary $424.32 ↓ -15%
PPO Next COMM $424.32 ↓ -15%
PPO Next PPO $424.32 ↓ -15%
NovaNet COMM $449.28 ↓ -10%
Evolutions Healthcare TRADITIONALPPO $449.28 ↓ -10%
Beacon Health Options MCR $499.20 ↑ +0%
Aetna HMO not published by hospital
Aetna PPO not published by hospital
Aetna QHP not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

In situ hybridization per specimen initial single probe stain at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $182.33 $169.02 – $296.94
Adventhealth Lake Wales Lake Wales $455.16 not published
Adventhealth Palm Coast Parkway Palm Coast $292.67 $169.02 – $380.01
Adventhealth Tampa Tampa $1,666.44 $177.91 – $394.97
AdventHealth New Smyrna Beach New Smyrna Beach $373.22 $169.02 – $388.65
Adventhealth Port Charlotte Port Charlotte $1,101.73 $177.91 – $324.87
cleveland clinic florida weston hospital Weston $512.85 $24.91 – $379.00
martin north hospital Stuart $512.85 $45.28 – $251.93

All Florida hospitals for this procedure →