Hemolysins and agglutinins incubated at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$39.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$39.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$6.04 with Simply vs $84.80 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $6.04 ↓ -85%
Molina Healthcare MGMCR $7.46 ↓ -81%
United OptionsPPO $8.09 ↓ -79%
AvMed HMOFI $9.42 ↓ -76%
Sunshine State Health Plan QHP $10.01 ↓ -74%
Humana TRICARE $10.98 ↓ -72%
AvMed ASOEO $10.99 ↓ -72%
Aetna ASA $11.78 ↓ -70%
TriWest Healthcare Alliance FED $11.87 ↓ -70%
United AllPayerAppendix $12.11 ↓ -69%
Wellmed MGMCR $12.11 ↓ -69%
Humana MGMCRHMO $12.11 ↓ -69%
Humana MGMCRPPO $12.11 ↓ -69%
Veterans Evaluation Services MCR $12.11 ↓ -69%
NDMS Definitive Care MGMCR $12.11 ↓ -69%
United Behavioral Health VACCN $12.11 ↓ -69%
United VACCN $12.11 ↓ -69%
BCBS MCRPPO $12.35 ↓ -69%
United MCR $12.35 ↓ -69%
BCBS MCRHMO $12.35 ↓ -69%
Aetna MCR $12.41 ↓ -68%
Molina Healthcare HIX $12.56 ↓ -68%
Sunshine State MCR $12.72 ↓ -68%
WellCare MCR $12.72 ↓ -68%
American Health Plan MCR $12.84 ↓ -67%
Healthspring of Florida MGMGR $12.96 ↓ -67%
Align Senior Care MGMCR $12.96 ↓ -67%
Florida Complete Care MCR $12.96 ↓ -67%
Gold Kidney of Florida MCR $13.20 ↓ -66%
Clear Spring Health MCR $13.32 ↓ -66%
Centurion GVT $13.32 ↓ -66%
Ultimate Health Plan MCR $13.93 ↓ -65%
Longevity Health Plan MCR $14.53 ↓ -63%
Humana HMO $14.91 ↓ -62%
Humana PPO $14.91 ↓ -62%
Oscar HIX $16.35 ↓ -58%
United GlobalBenefitPlan $17.66 ↓ -55%
Simply Healthcare HIX $18.89 ↓ -52%
Plotkin Health COMM $19.63 ↓ -50%
AvMed HIXOON $19.63 ↓ -50%
Prime Health Sheriff COMM $19.63 ↓ -50%
Prime Health Sheriff WORKERSCOMP $19.63 ↓ -50%
Naphcare Prison $25.51 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $25.51 ↓ -35%
Multiplan Primary $30.61 ↓ -22%
Evernorth BHCOMM $31.40 ↓ -20%
PPO Next PPO $33.36 ↓ -15%
Multiplan Complementary $33.36 ↓ -15%
PPO Next COMM $33.36 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $35.33 ↓ -10%
NovaNet COMM $35.33 ↓ -10%
Beacon Health Options MCR $39.25 ↑ +0%
CorVel Corporation WORKERSCOMP $80.56 ↑ +105%
Prime Health WC $82.26 ↑ +110%
Careworks (Rockport Community) WORKERSCOMP $84.80 ↑ +116%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Hemolysins and agglutinins incubated at other Florida hospitals

Hospital City Cash price Negotiated range
cleveland clinic florida weston hospital Weston $104.00 $2.08 – $136.00
martin north hospital Stuart $104.00 $2.19 – $120.00
Boca Raton Regional Hospital BOCA RATON $113.75 $12.11 – $79.67
HCA FLORIDA BRANDON HOSPITAL TAMPA $134.07 $10.98 – $82.61
Ascension St. Vincent's Southside (St. Luke's-St. Vincent's HealthCare, Inc.) Jacksonville $41.53 $10.66 – $30.28
Ascension St. Vincent's St. Johns County (St. Vincent's Health System, Inc.) Saint Johns $41.53 $10.66 – $30.28
Ascension St. Vincent's Riverside (St. Vincent's Medical Center, Inc.) Jacksonville $41.53 $10.66 – $30.28
Ascension St. Vincent's Clay County (St. Vincent's Medical Center, Inc.) Middleburg $41.53 $10.66 – $30.28

All Florida hospitals for this procedure →