Gi inhouse confirmation at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL
1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$8.56 with Humana vs $2,778.75 with Beacon Health Options — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | TRICARE | $8.56 | — |
| TriWest Healthcare Alliance | FED | $9.25 | — |
| United | AllPayerAppendix | $9.44 | — |
| Veterans Evaluation Services | MCR | $9.44 | — |
| Humana | MGMCRHMO | $9.44 | — |
| Humana | MGMCRPPO | $9.44 | — |
| NDMS Definitive Care | MGMCR | $9.44 | — |
| Wellmed | MGMCR | $9.44 | — |
| United Behavioral Health | VACCN | $9.44 | — |
| United | VACCN | $9.44 | — |
| BCBS | MCRHMO | $9.63 | — |
| BCBS | MCRPPO | $9.63 | — |
| United | MCR | $9.63 | — |
| Aetna | MCR | $9.68 | — |
| Sunshine State | MCR | $9.91 | — |
| WellCare | MCR | $9.91 | — |
| American Health Plan | MCR | $10.01 | — |
| Healthspring of Florida | MGMGR | $10.10 | — |
| Align Senior Care | MGMCR | $10.10 | — |
| Florida Complete Care | MCR | $10.10 | — |
| Gold Kidney of Florida | MCR | $10.29 | — |
| Clear Spring Health | MCR | $10.38 | — |
| Centurion | GVT | $10.38 | — |
| Ultimate Health Plan | MCR | $10.86 | — |
| Longevity Health Plan | MCR | $11.33 | — |
| Oscar | HIX | $12.74 | — |
| Simply Healthcare | HIX | $14.73 | — |
| CorVel Corporation | WORKERSCOMP | $250.42 | — |
| Prime Health | WC | $255.69 | — |
| Careworks (Rockport Community) | WORKERSCOMP | $263.60 | — |
| Simply | MGMCR | $427.93 | — |
| Molina Healthcare | MGMCR | $527.96 | — |
| United | OptionsPPO | $572.42 | — |
| AvMed | HMOFI | $666.90 | — |
| Sunshine State Health Plan | QHP | $708.58 | — |
| AvMed | ASOEO | $778.05 | — |
| Aetna | ASA | $833.63 | — |
| Molina Healthcare | HIX | $889.20 | — |
| Humana | PPO | $1,055.92 | — |
| Humana | HMO | $1,055.92 | — |
| United | GlobalBenefitPlan | $1,250.44 | — |
| AvMed | HIXOON | $1,389.38 | — |
| Plotkin Health | COMM | $1,389.38 | — |
| Prime Health Sheriff | COMM | $1,389.38 | — |
| Prime Health Sheriff | WORKERSCOMP | $1,389.38 | — |
| Evolutions Healthcare | MANAGEDCAREPPO | $1,806.19 | — |
| Naphcare | Prison | $1,806.19 | — |
| Multiplan | Primary | $2,167.43 | — |
| Evernorth | BHCOMM | $2,223.00 | — |
| PPO Next | PPO | $2,361.94 | — |
| PPO Next | COMM | $2,361.94 | — |
| Multiplan | Complementary | $2,361.94 | — |
| NovaNet | COMM | $2,500.88 | — |
| Evolutions Healthcare | TRADITIONALPPO | $2,500.88 | — |
| Beacon Health Options | MCR | $2,778.75 | — |
| Aetna | HMO | not published by hospital | — |
| Aetna | QHP | not published by hospital | — |
| Aetna | PPO | not published by hospital | — |
Visitor-reported prices
Comments
Gi inhouse confirmation at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $249.72 | $8.97 – $15.76 |
| Adventhealth Palm Coast Parkway | Palm Coast | $32.00 | $8.97 – $20.16 |
| Adventhealth Tampa | Tampa | $297.14 | $9.44 – $20.96 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $159.50 | $8.97 – $20.62 |
| Adventhealth Port Charlotte | Port Charlotte | $70.16 | $9.44 – $17.24 |
| cleveland clinic florida weston hospital | Weston | $100.75 | $3.25 – $155.00 |
| martin north hospital | Stuart | $47.45 | $3.81 – $13.00 |
| indian river hospital | Vero Beach | $47.45 | $4.02 – $58.40 |