Ghs musc tst done w/n tst non ext at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$346.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$346.15

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.62 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRPPO $16.62 ↓ -95%
BCBS MCRHMO $16.68 ↓ -95%
Aetna MCR $23.88 ↓ -93%
BCBS SBN $38.08 ↓ -89%
BCBS MBN $38.08 ↓ -89%
BCBS BSL $38.08 ↓ -89%
Oscar HIX $45.00 ↓ -87%
CorVel Corporation WORKERSCOMP $47.50 ↓ -86%
Prime Health WC $48.50 ↓ -86%
Careworks (Rockport Community) WORKERSCOMP $50.00 ↓ -86%
BCBS PPO $51.58 ↓ -85%
BCBS NWB $51.58 ↓ -85%
BCBS HMO $52.27 ↓ -85%
Simply MGMCR $53.31 ↓ -85%
Simply Healthcare HIX $57.81 ↓ -83%
Cigna NBN $60.23 ↓ -83%
Molina Healthcare MGMCR $65.77 ↓ -81%
United OptionsPPO $71.31 ↓ -79%
AvMed HMOFI $83.08 ↓ -76%
Sunshine State Health Plan QHP $88.27 ↓ -74%
BCBS PHS $89.65 ↓ -74%
AvMed ASOEO $96.92 ↓ -72%
Aetna QHP $101.42 ↓ -71%
Aetna ASA $103.84 ↓ -70%
Molina Healthcare HIX $110.77 ↓ -68%
Humana HMO $131.54 ↓ -62%
Humana PPO $131.54 ↓ -62%
Aetna HMO $140.88 ↓ -59%
Aetna PPO $140.88 ↓ -59%
Cigna ManagedCareHMO $143.65 ↓ -59%
Cigna PPO $143.65 ↓ -59%
United GlobalBenefitPlan $155.77 ↓ -55%
AvMed HIXOON $173.07 ↓ -50%
Plotkin Health COMM $173.07 ↓ -50%
Prime Health Sheriff WORKERSCOMP $173.07 ↓ -50%
Prime Health Sheriff COMM $173.07 ↓ -50%
Naphcare Prison $225.00 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $225.00 ↓ -35%
Multiplan Primary $270.00 ↓ -22%
Evernorth BHCOMM $276.92 ↓ -20%
PPO Next COMM $294.23 ↓ -15%
Multiplan Complementary $294.23 ↓ -15%
PPO Next PPO $294.23 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $311.53 ↓ -10%
NovaNet COMM $311.53 ↓ -10%
Beacon Health Options MCR $346.15 ↑ +0%
American Health Plan MCR $15,000.00 ↑ +4233%

Visitor-reported prices

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Ghs musc tst done w/n tst non ext at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $199.10 not published
Adventhealth Tampa Tampa $442.64 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $441.00 $47.50 – $48.50
cleveland clinic florida weston hospital Weston $656.50 $31.27 – $593.30
martin north hospital Stuart $453.70 $58.94 – $468.00
indian river hospital Vero Beach $656.50 $33.46 – $675.00
Baptist Hospital MIAMI $219.05 $58.30 – $303.30
Bethesda Hospital East BOYNTON BEACH $219.05 $67.74 – $303.30

All Florida hospitals for this procedure →