Ghs musc test done w/n test comp at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$636.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$636.85

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.57 with BCBS vs $15,000.00 with American Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRPPO $30.57 ↓ -95%
BCBS MCRHMO $30.70 ↓ -95%
Aetna MCR $43.94 ↓ -93%
CorVel Corporation WORKERSCOMP $51.30 ↓ -92%
Prime Health WC $52.38 ↓ -92%
Careworks (Rockport Community) WORKERSCOMP $54.00 ↓ -92%
BCBS SBN $70.05 ↓ -89%
BCBS BSL $70.05 ↓ -89%
BCBS MBN $70.05 ↓ -89%
Oscar HIX $82.79 ↓ -87%
BCBS PPO $94.89 ↓ -85%
BCBS NWB $94.89 ↓ -85%
BCBS HMO $96.16 ↓ -85%
Simply MGMCR $98.07 ↓ -85%
Simply Healthcare HIX $106.35 ↓ -83%
Cigna NBN $110.81 ↓ -83%
Molina Healthcare MGMCR $121.00 ↓ -81%
United OptionsPPO $131.19 ↓ -79%
AvMed HMOFI $152.84 ↓ -76%
Sunshine State Health Plan QHP $162.40 ↓ -74%
BCBS PHS $164.94 ↓ -74%
AvMed ASOEO $178.32 ↓ -72%
Aetna QHP $186.60 ↓ -71%
Aetna ASA $191.06 ↓ -70%
Molina Healthcare HIX $203.79 ↓ -68%
Humana HMO $242.00 ↓ -62%
Humana PPO $242.00 ↓ -62%
Aetna PPO $259.20 ↓ -59%
Aetna HMO $259.20 ↓ -59%
Cigna ManagedCareHMO $264.29 ↓ -59%
Cigna PPO $264.29 ↓ -59%
United GlobalBenefitPlan $286.58 ↓ -55%
Prime Health Sheriff COMM $318.43 ↓ -50%
Plotkin Health COMM $318.43 ↓ -50%
AvMed HIXOON $318.43 ↓ -50%
Prime Health Sheriff WORKERSCOMP $318.43 ↓ -50%
Naphcare Prison $413.95 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $413.95 ↓ -35%
Multiplan Primary $496.74 ↓ -22%
Evernorth BHCOMM $509.48 ↓ -20%
PPO Next COMM $541.32 ↓ -15%
Multiplan Complementary $541.32 ↓ -15%
PPO Next PPO $541.32 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $573.16 ↓ -10%
NovaNet COMM $573.16 ↓ -10%
Beacon Health Options MCR $636.85 ↑ +0%
American Health Plan MCR $15,000.00 ↑ +2255%

Visitor-reported prices

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Ghs musc test done w/n test comp at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $314.90 not published
Adventhealth Tampa Tampa $511.94 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $837.00 $51.30 – $52.38
cleveland clinic florida weston hospital Weston $1,437.15 $34.03 – $1,558.05
martin north hospital Stuart $1,191.45 $66.19 – $916.50
indian river hospital Vero Beach $1,191.45 $48.99 – $1,466.40
Baptist Hospital MIAMI $353.60 $85.02 – $489.60
Bethesda Hospital East BOYNTON BEACH $353.60 $85.02 – $489.60

All Florida hospitals for this procedure →