Ghs mbp at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$25.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$25.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.97 with Simply vs $44.95 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $3.97 ↓ -85%
Molina Healthcare MGMCR $4.89 ↓ -81%
United OptionsPPO $5.30 ↓ -79%
AvMed HMOFI $6.18 ↓ -76%
Sunshine State Health Plan QHP $6.57 ↓ -74%
AvMed ASOEO $7.21 ↓ -72%
Aetna ASA $7.72 ↓ -70%
Molina Healthcare HIX $8.24 ↓ -68%
Humana PPO $9.79 ↓ -62%
Humana HMO $9.79 ↓ -62%
United GlobalBenefitPlan $11.59 ↓ -55%
Plotkin Health COMM $12.88 ↓ -50%
AvMed HIXOON $12.88 ↓ -50%
Prime Health Sheriff WORKERSCOMP $12.88 ↓ -50%
Prime Health Sheriff COMM $12.88 ↓ -50%
Humana TRICARE $15.59 ↓ -39%
Evolutions Healthcare MANAGEDCAREPPO $16.74 ↓ -35%
Naphcare Prison $16.74 ↓ -35%
TriWest Healthcare Alliance FED $16.86 ↓ -35%
Veterans Evaluation Services MCR $17.20 ↓ -33%
Humana MGMCRHMO $17.20 ↓ -33%
United Behavioral Health VACCN $17.20 ↓ -33%
Wellmed MGMCR $17.20 ↓ -33%
Humana MGMCRPPO $17.20 ↓ -33%
NDMS Definitive Care MGMCR $17.20 ↓ -33%
United VACCN $17.20 ↓ -33%
United AllPayerAppendix $17.20 ↓ -33%
BCBS MCRHMO $17.54 ↓ -32%
United MCR $17.54 ↓ -32%
BCBS MCRPPO $17.54 ↓ -32%
Aetna MCR $17.63 ↓ -32%
WellCare MCR $18.06 ↓ -30%
Sunshine State MCR $18.06 ↓ -30%
American Health Plan MCR $18.23 ↓ -29%
Healthspring of Florida MGMGR $18.40 ↓ -29%
Align Senior Care MGMCR $18.40 ↓ -29%
Florida Complete Care MCR $18.40 ↓ -29%
Gold Kidney of Florida MCR $18.75 ↓ -27%
Centurion GVT $18.92 ↓ -27%
Clear Spring Health MCR $18.92 ↓ -27%
Ultimate Health Plan MCR $19.78 ↓ -23%
Multiplan Primary $20.09 ↓ -22%
Evernorth BHCOMM $20.60 ↓ -20%
Longevity Health Plan MCR $20.64 ↓ -20%
Multiplan Complementary $21.89 ↓ -15%
PPO Next COMM $21.89 ↓ -15%
PPO Next PPO $21.89 ↓ -15%
NovaNet COMM $23.18 ↓ -10%
Evolutions Healthcare TRADITIONALPPO $23.18 ↓ -10%
Oscar HIX $23.22 ↓ -10%
Beacon Health Options MCR $25.75 ↑ +0%
Simply Healthcare HIX $26.83 ↑ +4%
CorVel Corporation WORKERSCOMP $42.70 ↑ +66%
Prime Health WC $43.60 ↑ +69%
Careworks (Rockport Community) WORKERSCOMP $44.95 ↑ +75%
Aetna QHP not published by hospital
Aetna PPO not published by hospital
Aetna HMO not published by hospital

Visitor-reported prices

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Ghs mbp at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $28.23 $16.34 – $28.71
Adventhealth Lake Wales Lake Wales $54.18 $17.20 – $38.18
Adventhealth Palm Coast Parkway Palm Coast $28.73 $16.34 – $36.74
Adventhealth Tampa Tampa $85.41 $17.20 – $38.18
AdventHealth New Smyrna Beach New Smyrna Beach $56.29 $16.34 – $37.57
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $17.00 $13.76 – $43.14
Adventhealth Port Charlotte Port Charlotte $126.79 $17.20 – $31.41
cleveland clinic florida weston hospital Weston $24.05 $5.78 – $30.60

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