Ghs antibodies (torch) igm at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$7.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7.90

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.22 with Simply vs $29.63 with Careworks (Rockport Community) — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Simply MGMCR $1.22 ↓ -85%
Molina Healthcare MGMCR $1.50 ↓ -81%
United OptionsPPO $1.63 ↓ -79%
AvMed HMOFI $1.90 ↓ -76%
Sunshine State Health Plan QHP $2.01 ↓ -75%
AvMed ASOEO $2.21 ↓ -72%
Aetna ASA $2.37 ↓ -70%
Molina Healthcare HIX $2.53 ↓ -68%
Humana PPO $3.00 ↓ -62%
Humana HMO $3.00 ↓ -62%
United GlobalBenefitPlan $3.56 ↓ -55%
Prime Health Sheriff WORKERSCOMP $3.95 ↓ -50%
Plotkin Health COMM $3.95 ↓ -50%
Prime Health Sheriff COMM $3.95 ↓ -50%
AvMed HIXOON $3.95 ↓ -50%
Evolutions Healthcare MANAGEDCAREPPO $5.13 ↓ -35%
Naphcare Prison $5.13 ↓ -35%
Multiplan Primary $6.16 ↓ -22%
Evernorth BHCOMM $6.32 ↓ -20%
PPO Next PPO $6.71 ↓ -15%
PPO Next COMM $6.71 ↓ -15%
Multiplan Complementary $6.71 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $7.11 ↓ -10%
NovaNet COMM $7.11 ↓ -10%
Beacon Health Options MCR $7.90 ↑ +0%
Humana TRICARE $13.05 ↑ +65%
TriWest Healthcare Alliance FED $14.10 ↑ +78%
United AllPayerAppendix $14.39 ↑ +82%
NDMS Definitive Care MGMCR $14.39 ↑ +82%
Humana MGMCRPPO $14.39 ↑ +82%
United Behavioral Health VACCN $14.39 ↑ +82%
Wellmed MGMCR $14.39 ↑ +82%
Veterans Evaluation Services MCR $14.39 ↑ +82%
Humana MGMCRHMO $14.39 ↑ +82%
United VACCN $14.39 ↑ +82%
BCBS MCRPPO $14.68 ↑ +86%
BCBS MCRHMO $14.68 ↑ +86%
United MCR $14.68 ↑ +86%
Aetna MCR $14.75 ↑ +87%
WellCare MCR $15.11 ↑ +91%
Sunshine State MCR $15.11 ↑ +91%
American Health Plan MCR $15.25 ↑ +93%
Healthspring of Florida MGMGR $15.40 ↑ +95%
Align Senior Care MGMCR $15.40 ↑ +95%
Florida Complete Care MCR $15.40 ↑ +95%
Gold Kidney of Florida MCR $15.69 ↑ +99%
Centurion GVT $15.83 ↑ +100%
Clear Spring Health MCR $15.83 ↑ +100%
Ultimate Health Plan MCR $16.55 ↑ +109%
Longevity Health Plan MCR $17.27 ↑ +119%
Oscar HIX $19.43 ↑ +146%
Simply Healthcare HIX $22.45 ↑ +184%
CorVel Corporation WORKERSCOMP $28.15 ↑ +256%
Prime Health WC $28.74 ↑ +264%
Careworks (Rockport Community) WORKERSCOMP $29.63 ↑ +275%
Aetna QHP not published by hospital
Aetna HMO not published by hospital
Aetna PPO not published by hospital

Visitor-reported prices

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Ghs antibodies (torch) igm at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $103.77 $13.67 – $24.02
Adventhealth Lake Wales Lake Wales $45.33 $14.39 – $31.95
Adventhealth Palm Coast Parkway Palm Coast $111.75 $13.67 – $30.74
Adventhealth Tampa Tampa $222.11 $14.39 – $31.95
AdventHealth New Smyrna Beach New Smyrna Beach $85.13 $13.67 – $31.43
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $7.00 $11.51 – $28.43
Adventhealth Port Charlotte Port Charlotte $95.72 $14.39 – $26.28
cleveland clinic florida weston hospital Weston $85.15 $4.75 – $19.00

All Florida hospitals for this procedure →