Fetal contract stress test 59020 - 26 at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$2,512.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,512.55

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.29 with Humana vs $4,456.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana TRICARE $20.29 ↓ -99%
CorVel Corporation WORKERSCOMP $311.57 ↓ -88%
Prime Health WC $318.13 ↓ -87%
Oscar HIX $326.63 ↓ -87%
Careworks (Rockport Community) WORKERSCOMP $327.97 ↓ -87%
Simply MGMCR $386.93 ↓ -85%
Simply Healthcare HIX $419.60 ↓ -83%
Cigna NBN $437.18 ↓ -83%
United OptionsPPO $517.59 ↓ -79%
AvMed HMOFI $603.01 ↓ -76%
Sunshine State Health Plan QHP $640.70 ↓ -75%
AvMed ASOEO $703.51 ↓ -72%
Aetna QHP $736.18 ↓ -71%
Aetna ASA $753.76 ↓ -70%
Molina Healthcare HIX $804.02 ↓ -68%
Humana HMO $954.77 ↓ -62%
Humana PPO $954.77 ↓ -62%
Aetna HMO $1,022.61 ↓ -59%
Aetna PPO $1,022.61 ↓ -59%
Cigna PPO $1,042.71 ↓ -58%
Cigna ManagedCareHMO $1,042.71 ↓ -58%
United GlobalBenefitPlan $1,130.65 ↓ -55%
AvMed HIXOON $1,256.28 ↓ -50%
Plotkin Health COMM $1,256.28 ↓ -50%
Prime Health Sheriff WORKERSCOMP $1,256.28 ↓ -50%
Prime Health Sheriff COMM $1,256.28 ↓ -50%
Naphcare Prison $1,633.16 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $1,633.16 ↓ -35%
Molina Healthcare MGMCR $1,950.00 ↓ -22%
Multiplan Primary $1,959.79 ↓ -22%
BCBS MBN $1,999.00 ↓ -20%
BCBS BSL $1,999.00 ↓ -20%
BCBS SBN $1,999.00 ↓ -20%
Evernorth BHCOMM $2,010.04 ↓ -20%
Multiplan Complementary $2,135.67 ↓ -15%
PPO Next COMM $2,135.67 ↓ -15%
PPO Next PPO $2,135.67 ↓ -15%
NovaNet COMM $2,261.30 ↓ -10%
Evolutions Healthcare TRADITIONALPPO $2,261.30 ↓ -10%
BCBS PHS $2,488.00 ↓ -1%
Beacon Health Options MCR $2,512.55 ↑ +0%
BCBS HMO $2,684.00 ↑ +7%
BCBS NWB $2,691.00 ↑ +7%
BCBS PPO $2,691.00 ↑ +7%
United AllPayerAppendix $4,456.00 ↑ +77%

Visitor-reported prices

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Fetal contract stress test 59020 - 26 at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $604.24 $200.57 – $352.36
Adventhealth Tampa Tampa $2,089.82 $211.12 – $468.69
Adventhealth Port Charlotte Port Charlotte $1,501.44 $211.12 – $385.51
indian river hospital Vero Beach $171.60 $35.90 – $264.00
Baptist Hospital MIAMI $878.80 $125.24 – $1,216.80
Bethesda Hospital East BOYNTON BEACH $878.80 $125.24 – $1,216.80
Baptist Health Hospital Doral SOUTH MIAMI $878.80 $121.40 – $1,216.80
Homestead Hospital HOMESTEAD $878.80 $121.40 – $1,216.80

All Florida hospitals for this procedure →