Family therapy with patient 50 min 90847 at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$67.66 with BCBS vs $615.10 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS SBN $67.66
BCBS MBN $67.66
BCBS BSL $67.66
Oscar HIX $79.96
BCBS PPO $91.65
BCBS NWB $91.65
BCBS HMO $92.88
Simply MGMCR $94.73
Simply Healthcare HIX $102.72
Cigna NBN $107.03
CorVel Corporation WORKERSCOMP $112.10
Prime Health WC $114.46
Molina Healthcare MGMCR $116.87
Careworks (Rockport Community) WORKERSCOMP $118.00
United OptionsPPO $126.71
AvMed HMOFI $147.62
Sunshine State Health Plan QHP $156.85
BCBS PHS $159.31
AvMed ASOEO $172.23
Aetna QHP $180.22
Aetna ASA $184.53
Molina Healthcare HIX $196.83
Humana HMO $233.74
Humana PPO $233.74
Aetna PPO $250.35
Aetna HMO $250.35
Cigna PPO $255.27
Cigna ManagedCareHMO $255.27
United GlobalBenefitPlan $276.80
Prime Health Sheriff COMM $307.55
Plotkin Health COMM $307.55
AvMed HIXOON $307.55
Prime Health Sheriff WORKERSCOMP $307.55
Evolutions Healthcare MANAGEDCAREPPO $399.81
Naphcare Prison $399.81
Multiplan Primary $479.78
Evernorth BHCOMM $492.08
Multiplan Complementary $522.84
PPO Next PPO $522.84
PPO Next COMM $522.84
NovaNet COMM $553.59
Evolutions Healthcare TRADITIONALPPO $553.59
Beacon Health Options MCR $615.10

Visitor-reported prices

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Family therapy with patient 50 min 90847 at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Tampa Tampa $1,649.95 not published
Adventhealth Port Charlotte Port Charlotte $535.00 not published
cleveland clinic florida weston hospital Weston $712.40 $64.32 – $548.00
martin north hospital Stuart $712.40 $70.81 – $822.00
indian river hospital Vero Beach $712.40 $64.32 – $931.60
HCA FLORIDA JFK HOSPITAL PALM BEACH GARDENS $555.00 $114.95 – $117.37
HCA FLORIDA NORTH FLORIDA HOSPITAL NEWBERRY $762.20 $112.10 – $118.00
AdventHealth Orlando Orlando $972.00 $185.35 – $491.19

All Florida hospitals for this procedure →