ER Visit (level 1, minor) at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL
1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$24.70 with CorVel Corporation vs $10,991.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CorVel Corporation | WORKERSCOMP | $24.70 | — |
| Prime Health | WC | $25.22 | — |
| Careworks (Rockport Community) | WORKERSCOMP | $26.00 | — |
| United | OptionsPPO | $258.67 | — |
| Aetna | ASA | $376.71 | — |
| United | GlobalBenefitPlan | $565.07 | — |
| Oscar | HIX | $615.00 | — |
| AvMed | HIXOON | $627.85 | — |
| Prime Health Sheriff | WORKERSCOMP | $627.85 | — |
| Prime Health Sheriff | COMM | $627.85 | — |
| Plotkin Health | COMM | $627.85 | — |
| Simply Healthcare | HIX | $703.00 | — |
| United | AllPayerAppendix | $779.00 | — |
| Naphcare | Prison | $816.21 | — |
| Evolutions Healthcare | MANAGEDCAREPPO | $816.21 | — |
| BCBS | BSL | $945.00 | — |
| BCBS | MBN | $945.00 | — |
| BCBS | SBN | $945.00 | — |
| Molina Healthcare | HIX | $960.00 | — |
| Multiplan | Primary | $979.45 | — |
| Aetna | QHP | $1,051.00 | — |
| PPO Next | COMM | $1,067.35 | — |
| Multiplan | Complementary | $1,067.35 | — |
| PPO Next | PPO | $1,067.35 | — |
| Evolutions Healthcare | TRADITIONALPPO | $1,130.13 | — |
| NovaNet | COMM | $1,130.13 | — |
| BCBS | NWB | $1,270.00 | — |
| BCBS | PPO | $1,270.00 | — |
| AvMed | HMOFI | $1,483.00 | — |
| Sunshine State Health Plan | QHP | $1,514.00 | — |
| BCBS | HMO | $1,577.00 | — |
| Aetna | PPO | $1,578.00 | — |
| Aetna | HMO | $1,578.00 | — |
| AvMed | ASOEO | $1,630.00 | — |
| Cigna | NBN | $4,595.00 | — |
| BCBS | PHS | $4,756.00 | — |
| Cigna | PPO | $10,991.00 | — |
| Cigna | ManagedCareHMO | $10,991.00 | — |
Visitor-reported prices
Comments
ER Visit (level 1, minor) at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $448.22 | $83.65 – $146.97 |
| Adventhealth Lake Wales | Lake Wales | $344.60 | $88.06 – $195.49 |
| Adventhealth Palm Coast Parkway | Palm Coast | $317.92 | $83.65 – $188.08 |
| Adventhealth Tampa | Tampa | $354.21 | $88.06 – $195.49 |
| AdventHealth New Smyrna Beach | New Smyrna Beach | $529.60 | $83.65 – $192.36 |
| Adventhealth Port Charlotte | Port Charlotte | $1,386.74 | $88.06 – $160.79 |
| cleveland clinic florida weston hospital | Weston | $494.00 | $11.70 – $646.00 |
| martin north hospital | Stuart | $494.00 | $11.91 – $380.00 |