Electrophysiology evaluation at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$254.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$254.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.21 with BCBS vs $47,578.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS MCRPPO $12.21 ↓ -95%
BCBS MCRHMO $12.26 ↓ -95%
Aetna MCR $17.55 ↓ -93%
Oscar HIX $33.07 ↓ -87%
Simply MGMCR $39.18 ↓ -85%
Simply Healthcare HIX $42.48 ↓ -83%
Molina Healthcare MGMCR $48.34 ↓ -81%
CorVel Corporation WORKERSCOMP $52.25 ↓ -79%
United OptionsPPO $52.41 ↓ -79%
Prime Health WC $53.35 ↓ -79%
Careworks (Rockport Community) WORKERSCOMP $55.00 ↓ -78%
AvMed HMOFI $61.06 ↓ -76%
AvMed ASOEO $71.23 ↓ -72%
Aetna QHP $74.54 ↓ -71%
Aetna ASA $76.32 ↓ -70%
Aetna PPO $103.54 ↓ -59%
Aetna HMO $103.54 ↓ -59%
United GlobalBenefitPlan $114.48 ↓ -55%
AvMed HIXOON $127.20 ↓ -50%
Prime Health Sheriff COMM $127.20 ↓ -50%
Prime Health Sheriff WORKERSCOMP $127.20 ↓ -50%
Plotkin Health COMM $127.20 ↓ -50%
Evolutions Healthcare MANAGEDCAREPPO $165.36 ↓ -35%
Naphcare Prison $165.36 ↓ -35%
Multiplan Primary $198.43 ↓ -22%
Evernorth BHCOMM $203.52 ↓ -20%
PPO Next COMM $216.24 ↓ -15%
Multiplan Complementary $216.24 ↓ -15%
PPO Next PPO $216.24 ↓ -15%
Evolutions Healthcare TRADITIONALPPO $228.96 ↓ -10%
NovaNet COMM $228.96 ↓ -10%
Beacon Health Options MCR $254.40 ↑ +0%
United AllPayerAppendix $4,456.00 ↑ +1652%
Molina Healthcare HIX $9,611.00 ↑ +3678%
Sunshine State Health Plan QHP $10,254.00 ↑ +3931%
American Health Plan MCR $15,000.00 ↑ +5796%
Cigna NBN $19,890.00 ↑ +7718%
Humana HMO $35,663.00 ↑ +13918%
Humana PPO $35,663.00 ↑ +13918%
Cigna ManagedCareHMO $47,578.00 ↑ +18602%
Cigna PPO $47,578.00 ↑ +18602%

Visitor-reported prices

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Electrophysiology evaluation at other Florida hospitals

Hospital City Cash price Negotiated range
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $1,925.00 $52.25 – $53.35
cleveland clinic florida weston hospital Weston $5,560.10 $48.35 – $6,133.60
martin north hospital Stuart $869.70 $193.84 – $4,463.89
indian river hospital Vero Beach $869.70 $175.91 – $4,676.45
Baptist Hospital MIAMI $5,073.25 $173.17 – $7,024.50
Bethesda Hospital East BOYNTON BEACH $5,073.25 $1,324.00 – $7,024.50
Doctors Hospital CORAL GABLES $5,073.25 $1,365.88 – $7,024.50
Baptist Health Hospital Doral SOUTH MIAMI $5,073.25 $1,358.07 – $7,024.50

All Florida hospitals for this procedure →