Electrophysiology evaluation at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$5,235.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,235.85

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$255.55 with CorVel Corporation vs $47,578.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $255.55 ↓ -95%
Prime Health WC $260.93 ↓ -95%
Careworks (Rockport Community) WORKERSCOMP $269.00 ↓ -95%
Molina Healthcare MGMCR $994.81 ↓ -81%
United OptionsPPO $1,078.59 ↓ -79%
AvMed HMOFI $1,256.60 ↓ -76%
AvMed ASOEO $1,466.04 ↓ -72%
Aetna ASA $1,570.76 ↓ -70%
United GlobalBenefitPlan $2,356.13 ↓ -55%
Prime Health Sheriff WORKERSCOMP $2,617.93 ↓ -50%
Plotkin Health COMM $2,617.93 ↓ -50%
Prime Health Sheriff COMM $2,617.93 ↓ -50%
AvMed HIXOON $2,617.93 ↓ -50%
Naphcare Prison $3,403.30 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $3,403.30 ↓ -35%
Simply Healthcare HIX $3,440.00 ↓ -34%
Oscar HIX $3,743.00 ↓ -29%
Multiplan Primary $4,083.96 ↓ -22%
Evernorth BHCOMM $4,188.68 ↓ -20%
Multiplan Complementary $4,450.47 ↓ -15%
PPO Next COMM $4,450.47 ↓ -15%
PPO Next PPO $4,450.47 ↓ -15%
NovaNet COMM $4,712.27 ↓ -10%
Evolutions Healthcare TRADITIONALPPO $4,712.27 ↓ -10%
Beacon Health Options MCR $5,235.85 ↑ +0%
Molina Healthcare HIX $9,611.00 ↑ +84%
Sunshine State Health Plan QHP $10,254.00 ↑ +96%
United AllPayerAppendix $12,630.00 ↑ +141%
Cigna NBN $19,890.00 ↑ +280%
Humana PPO $35,663.00 ↑ +581%
Humana HMO $35,663.00 ↑ +581%
Cigna PPO $47,578.00 ↑ +809%
Cigna ManagedCareHMO $47,578.00 ↑ +809%

Visitor-reported prices

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Electrophysiology evaluation at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $3,564.91 not published
Adventhealth Tampa Tampa $7,105.02 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $11,943.00 $255.55 – $260.93
Adventhealth Port Charlotte Port Charlotte $8,170.77 not published
cleveland clinic florida weston hospital Weston $6,995.30 $79.84 – $7,416.25
martin north hospital Stuart $5,671.25 $249.96 – $4,463.89
indian river hospital Vero Beach $5,671.25 $249.96 – $6,980.00
Baptist Hospital MIAMI $2,451.15 $173.17 – $4,538.28

All Florida hospitals for this procedure →