Electrophysiology evaluation at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$255.55 with CorVel Corporation vs $211,684.85 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $255.55
Prime Health WC $260.93
Careworks (Rockport Community) WORKERSCOMP $269.00
Simply Healthcare HIX $1,735.00
Oscar HIX $2,516.00
United AllPayerAppendix $4,456.00
Molina Healthcare HIX $9,611.00
BCBS MCRPPO $10,160.87
BCBS MCRHMO $10,203.21
Sunshine State Health Plan QHP $10,254.00
Aetna MCR $14,606.25
American Health Plan MCR $15,000.00
Cigna NBN $19,890.00
Aetna QHP $26,631.00
Simply MGMCR $35,207.43
Humana HMO $35,663.00
Humana PPO $35,663.00
AvMed HMOFI $36,741.00
Aetna HMO $39,969.00
Aetna PPO $39,969.00
Molina Healthcare MGMCR $40,220.12
AvMed ASOEO $40,359.00
United OptionsPPO $43,607.08
Cigna ManagedCareHMO $47,578.00
Cigna PPO $47,578.00
Aetna ASA $63,505.46
United GlobalBenefitPlan $95,258.18
Prime Health Sheriff WORKERSCOMP $105,842.43
AvMed HIXOON $105,842.43
Plotkin Health COMM $105,842.43
Prime Health Sheriff COMM $105,842.43
Naphcare Prison $137,595.15
Evolutions Healthcare MANAGEDCAREPPO $137,595.15
Multiplan Primary $165,114.18
Evernorth BHCOMM $169,347.88
PPO Next PPO $179,932.12
PPO Next COMM $179,932.12
Multiplan Complementary $179,932.12
Evolutions Healthcare TRADITIONALPPO $190,516.36
NovaNet COMM $190,516.36
Beacon Health Options MCR $211,684.85

Visitor-reported prices

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Electrophysiology evaluation at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $1,634.18 not published
Adventhealth Tampa Tampa $8,060.12 not published
AdventHealth New Smyrna Beach New Smyrna Beach $3,872.27 not published
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $11,943.00 $255.55 – $260.93
Adventhealth Port Charlotte Port Charlotte $9,269.14 not published
cleveland clinic florida weston hospital Weston $4,821.70 $285.55 – $4,251.32
martin north hospital Stuart $3,199.95 $390.25 – $4,463.89
indian river hospital Vero Beach $3,199.95 $390.25 – $5,101.58

All Florida hospitals for this procedure →