Electrophysiology evaluation at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL
1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820
$18,122.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$18,122.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$869.86 with BCBS vs $47,578.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BCBS | MCRPPO | $869.86 | ↓ -95% |
| BCBS | MCRHMO | $873.48 | ↓ -95% |
| Aetna | MCR | $1,250.42 | ↓ -93% |
| United | OptionsPPO | $3,733.13 | ↓ -79% |
| AvMed | HMOFI | $4,349.28 | ↓ -76% |
| AvMed | ASOEO | $5,074.16 | ↓ -72% |
| Aetna | ASA | $5,436.60 | ↓ -70% |
| Molina Healthcare | MGMCR | $7,500.00 | ↓ -59% |
| United | GlobalBenefitPlan | $8,154.90 | ↓ -55% |
| CorVel Corporation | WORKERSCOMP | $8,536.56 | ↓ -53% |
| Prime Health | WC | $8,716.27 | ↓ -52% |
| Careworks (Rockport Community) | WORKERSCOMP | $8,985.85 | ↓ -50% |
| Prime Health Sheriff | WORKERSCOMP | $9,061.00 | ↓ -50% |
| Plotkin Health | COMM | $9,061.00 | ↓ -50% |
| Prime Health Sheriff | COMM | $9,061.00 | ↓ -50% |
| AvMed | HIXOON | $9,061.00 | ↓ -50% |
| Molina Healthcare | HIX | $9,611.00 | ↓ -47% |
| Sunshine State Health Plan | QHP | $10,254.00 | ↓ -43% |
| United | AllPayerAppendix | $11,013.00 | ↓ -39% |
| Evolutions Healthcare | MANAGEDCAREPPO | $11,779.30 | ↓ -35% |
| Naphcare | Prison | $11,779.30 | ↓ -35% |
| Multiplan | Primary | $14,135.16 | ↓ -22% |
| Evernorth | BHCOMM | $14,497.60 | ↓ -20% |
| American Health Plan | MCR | $15,000.00 | ↓ -17% |
| PPO Next | COMM | $15,403.70 | ↓ -15% |
| Multiplan | Complementary | $15,403.70 | ↓ -15% |
| PPO Next | PPO | $15,403.70 | ↓ -15% |
| NovaNet | COMM | $16,309.80 | ↓ -10% |
| Evolutions Healthcare | TRADITIONALPPO | $16,309.80 | ↓ -10% |
| BCBS | SBN | $17,424.00 | ↓ -4% |
| BCBS | BSL | $17,424.00 | ↓ -4% |
| BCBS | MBN | $17,424.00 | ↓ -4% |
| BCBS | PHS | $17,765.00 | ↓ -2% |
| Beacon Health Options | MCR | $18,122.00 | ↑ +0% |
| Cigna | NBN | $19,890.00 | ↑ +10% |
| BCBS | NWB | $24,426.00 | ↑ +35% |
| BCBS | PPO | $24,426.00 | ↑ +35% |
| BCBS | HMO | $24,758.00 | ↑ +37% |
| Oscar | HIX | $33,379.00 | ↑ +84% |
| Humana | PPO | $35,663.00 | ↑ +97% |
| Humana | HMO | $35,663.00 | ↑ +97% |
| Simply Healthcare | HIX | $38,312.00 | ↑ +111% |
| Cigna | ManagedCareHMO | $47,578.00 | ↑ +163% |
| Cigna | PPO | $47,578.00 | ↑ +163% |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Florida hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Adventhealth Daytona Beach | Daytona Beach | $6,594.98 | not published |
| Adventhealth Tampa | Tampa | $27,820.68 | not published |
| HCA FLORIDA MEMORIAL HOSPITAL | JACKSONVILLE | $38,984.00 | $8,444.65 – $8,622.44 |
| Adventhealth Port Charlotte | Port Charlotte | $31,993.78 | not published |
| cleveland clinic florida weston hospital | Weston | $12,281.75 | $33.31 – $19,642.00 |
| martin north hospital | Stuart | $11,852.75 | $392.44 – $16,407.00 |
| indian river hospital | Vero Beach | $11,852.75 | $253.14 – $14,588.00 |
| Baptist Hospital | MIAMI | $12,358.45 | $173.17 – $17,111.70 |