Disability dlco at HCA FLORIDA FORT WALTON-DESTIN HOSPITAL

1809 GRANADA ST, NAVARRE, FL · HCA Florida Healthcare · · NPI 1639128820

Source: hospital's published price file ↗ · Published Mar 1, 2026 · Ingested Sep 10, 2026

$1,542.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,542.45

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.35 with CorVel Corporation vs $1,542.45 with Beacon Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CorVel Corporation WORKERSCOMP $31.35 ↓ -98%
Prime Health WC $32.01 ↓ -98%
Careworks (Rockport Community) WORKERSCOMP $33.00 ↓ -98%
Oscar HIX $200.52 ↓ -87%
Simply MGMCR $237.54 ↓ -85%
Simply Healthcare HIX $257.59 ↓ -83%
Cigna NBN $268.39 ↓ -83%
Molina Healthcare MGMCR $293.07 ↓ -81%
United OptionsPPO $317.74 ↓ -79%
AvMed HMOFI $370.19 ↓ -76%
Sunshine State Health Plan QHP $393.32 ↓ -75%
AvMed ASOEO $431.89 ↓ -72%
Aetna QHP $451.94 ↓ -71%
Aetna ASA $462.74 ↓ -70%
Molina Healthcare HIX $493.58 ↓ -68%
Humana HMO $586.13 ↓ -62%
Humana PPO $586.13 ↓ -62%
Aetna HMO $627.78 ↓ -59%
Aetna PPO $627.78 ↓ -59%
Cigna PPO $640.12 ↓ -58%
Cigna ManagedCareHMO $640.12 ↓ -58%
United GlobalBenefitPlan $694.10 ↓ -55%
Prime Health Sheriff WORKERSCOMP $771.23 ↓ -50%
AvMed HIXOON $771.23 ↓ -50%
Prime Health Sheriff COMM $771.23 ↓ -50%
Plotkin Health COMM $771.23 ↓ -50%
Naphcare Prison $1,002.59 ↓ -35%
Evolutions Healthcare MANAGEDCAREPPO $1,002.59 ↓ -35%
Multiplan Primary $1,203.11 ↓ -22%
Evernorth BHCOMM $1,233.96 ↓ -20%
PPO Next COMM $1,311.08 ↓ -15%
PPO Next PPO $1,311.08 ↓ -15%
Multiplan Complementary $1,311.08 ↓ -15%
NovaNet COMM $1,388.20 ↓ -10%
Evolutions Healthcare TRADITIONALPPO $1,388.20 ↓ -10%
Beacon Health Options MCR $1,542.45 ↑ +0%

Visitor-reported prices

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Disability dlco at other Florida hospitals

Hospital City Cash price Negotiated range
Adventhealth Daytona Beach Daytona Beach $300.28 $214.21 – $376.33
Adventhealth Palm Coast Parkway Palm Coast $275.65 $214.21 – $481.61
Adventhealth Tampa Tampa $836.98 $225.48 – $500.57
HCA FLORIDA MEMORIAL HOSPITAL JACKSONVILLE $580.00 $31.35 – $32.01
Adventhealth Port Charlotte Port Charlotte $676.70 $225.48 – $411.73
cleveland clinic florida weston hospital Weston $659.10 $10.37 – $765.00
martin north hospital Stuart $659.10 $9.28 – $450.00
indian river hospital Vero Beach $585.00 $21.20 – $720.00

All Florida hospitals for this procedure →